Principal Software Engineer - Java Full Stack, Cloud

JPMorganChase; Bengaluru; On-site; INR 3,200,000 - 5,200,000; Full time

Job summary

JPMorganChase is seeking a Principal Software Engineer in Finance Technology to drive secure, scalable software for trusted market-leading products within an agile team.

You will contribute to Python? (note: primary focus is Java/JS/AI-enabled workflows) and lead design, development, and governance of AI-enabled development practices across teams.

Qualifications

• Formal training or certification in software engineering with 10+ years of experience.
• Overall experience of 15+ years as a hands-on Senior SME.
• Proven track record delivering design, development, testing, and operations.
• Strong Java, React JS, and Spring Boot expertise.
• Experience with AWS ECS, EKS, and Terraform.
• Experience leading AI-enabled development practices with governance and security.
• Ability to present to Senior Leaders and Executives.
• Practical cloud-native engineering experience.

Responsibilities

• Creates complex and scalable coding frameworks across software domains.
• Develops secure, high-quality production code; reviews peers' work.
• Architects AI-enabled engineering workflows with guardrails and governance.
• Uses SDLC tools and AI-assisted development to boost automation.
• Advises cross-functional teams on technology decisions.
• Acts as go-to subject matter expert for the function.
• Contributes to technical methods in modern product development.
• Creates reusable software frameworks used across teams.
• Influences leaders across business, product and tech.

Skills

Java

React JS

Spring Boot

Cloud native

AI-enabled development

Architectural design

Stakeholder communication

Tools

AWS ECS

AWS EKS

Terraform

Job description

Job Description

If you are looking for a game-changing career, working for one of the world's leading financial institutions, you've come to the right place.

As a Principal Software Engineer at JPMorganChase within the Finance Technology, you provide expertise and engineering excellence as an integral part of an agile team to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. Leverage your advanced technical capabilities and collaborate with colleagues across the organisation to drive best-in-class outcomes across various technologies to support one or more of the firm's portfolios.

Job Responsibilities

• Creates complex and scalable coding frameworks using appropriate software design frameworks
• Develops secure and high-quality production code, and reviews and debugs code written by others
• Architects and governs agentic AI-enabled engineering workflows (using enterprise-authorised tools within the work environment) to improve delivery speed, code quality, and operational outcomes at scale (e.g., AI-driven PR review assistance, test generation/maintenance, release readiness checks, incident triage and root-cause acceleration), while defining guardrails for validation, security, resiliency, and reuse across teams.
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorised AI-assisted development and automation capabilities, to improve the value realised by automation at scale.
• Advises cross-functional teams on technological matters within domain of expertise
• Serves as the function's go-to subject matter expert
• Contributes to the development of technical methods in specialised fields in line with the latest product development methodologies
• Creates durable, reusable software frameworks that are leveraged across teams and functions
• Influences leaders and senior stakeholders across business, product, and technology teams

Required Qualifications, Capabilities, And Skills

• Formal training or certification on software engineering concepts and 10+ years applied experience
• Overall experience of 15+ years and currently working in the capacity of a hands‑on Senior SME
• Hands‑on practical experience delivering system design, application development, testing, and operational stability
• Advanced in Java, React JS and Spring Boot Framework
• Experience in AWS ECS, EKS and Terraform
• Demonstrated experience designing and leading adoption of agentic AI-enabled development practices (using enterprise-authorised tools within the work environment) across teams, including setting standards for human‑in‑the‑loop validation, auditability/traceability of changes, and secure handling of sensitive data.
• Strong understanding of responsible AI use and control expectations in engineering workflows, including security/resiliency implications, data sensitivity, and risk‑based governance; ability to influence senior technical leaders on safe scaling patterns and reuse.
• Experience applying expertise and new methods to determine solutions for complex technology problems in one or more technical disciplines
• Ability to present and effectively communicate with Senior Leaders and Executives
• Practical cloud native experience

Preferred Qualifications, Capabilities, And Skills

• Experience of Financial/Regulatory Reporting
• Working experience on Databricks