Portfolio Manager - Farmer Finance

Idfc First Bank Limited; Suryapet; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

Idfc First Bank Limited in India seeks a Portfolio Manager – Farmer Finance to oversee agricultural lending portfolios, ensure portfolio hygiene, service interest, renewals, and timely risk exits while coordinating with Credit, Ops and Product to sustain a healthy book.

You will deepen relationships with farmers, identify cross-sell opportunities, and drive retention by proactively meeting customer needs and managing limits.

Qualifications

• Graduation in any field; agri graduates preferred.
• Post graduation preferred; agri graduates preferred.
• Professional qualifications CA/CFA/ICWA considered an advantage.

Responsibilities

• Managing Agri Portfolio, ensuring portfolio hygiene and renewal of credit limits.
• Deepen customer relationships and anticipate future needs.
• Identify solutions to strengthen portfolio quality.
• Collaborate with Credit, Ops and Product on retention and exits.
• Explore cross-sell opportunities to deepen share of wallet.
• Generate NTB leads from existing customers.
• Build collaborative culture across credit, RM-KCC, Ops.

Education

Graduation: Any Graduate (Agri Graduates Preferred)

Post Graduation: Any Post Graduate (Agri Graduates Preferred)

Professional Degrees: CA/ CFA/ ICWA

Job description

Job Requirements

Job Requirements

Role/ Job Title: Portfolio Manager – Farmer Finance

Function/ Department: Agri Business

Job Purpose:

Portfolio Hygiene parameters to ensure no overdue or breach of key portfolio matrices.

Portfolio retention and enhancement of exiting limits of customers

Interest servicing and regular renewal and review of limits of customers

Cross sell products to Agri customers

Roles & Responsibilities:

• Managing Agri Portfolio, ensuring portfolio hygiene - Interest servicing, Churning, Review & Renewal, Enhancement, and retention of good credit customers and exit of subpar customers from portfolio.

Secondary Responsibilities:

• Deepen relationship with customer and proactively own, respond, uncover and anticipate future needs and expectations.
• Introduces solutions to clients in building and strengthening an effective portfolio.
• Work closely with Credit, Ops and Product on enhancement, retention, Exit of customers.
• Identifies cross-sell opportunities to deepen and increase share of wallet.
• Generate NTB leads from existing customers.

Managerial & Leadership Responsibilities:

• Building collaborative work culture between credit, RM-KCC, Ops etc.

Education Qualifications:

Graduation: Any Graduate (Agri Graduates Preferred)

Post Graduation: Any Post Graduate (Agri Graduates Preferred)

Professional Degrees: CA/ CFA/ ICWA

Experience: