Pine Labs – Associate Director – Business Finance – CA Pine Labs

The Corporate Institute; Mumbai; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

The Corporate Institute in Mumbai seeks an Associate Director-Finance to act as a strategic finance partner, overseeing budgeting, forecasting, reporting, and FP&A across the organization. You will drive performance reviews, profitability analysis, and data-driven decision support while strengthening governance and automation.

You will lead planning processes, build robust financial models, and partner with business leaders to optimize pricing, product profitability, and working capital.

Qualifications

• CA with post-qualification FP&A or related finance experience.
• 6–8 years post-qualification experience in FP&A, business finance or commercial finance.
• Experience in FinTech, Payments, Banking or high-growth tech preferred.
• Oracle ERP experience is mandatory.
• Exposure to Power BI/Tableau is an added advantage.

Responsibilities

• Lead Annual Operating Plan (AOP), budgeting, rolling forecasts and long-range planning.
• Develop robust financial models to support strategic decisions and growth initiatives.
• Monitor performance against budgets and KPIs; identify risks and opportunities.
• Prepare board-ready financial dashboards and variance analyses for senior leadership.
• Own monthly/quarterly/annual reporting; build automated KPI scorecards.
• Partner with business heads to influence commercial decisions and evaluate opportunities.
• Drive end-to-end P&L analysis and working capital optimization.
• Support treasury planning, cash flow forecasting and governance frameworks.

Skills

Financial Planning & Analysis

Business Finance

Financial Modelling

Management Reporting

P&L Management

Budgeting & Forecasting

Cash Flow Planning

Variance Analysis

Stakeholder Management

Automation & Analytics

Education

Chartered Accountant (CA)

Tools

Oracle ERP

Power BI

Tableau

Job description

Job Purpose:

The Associate Director-Finance will serve as a strategic finance partner to business leadership, driving financial planning, performance management, business insights, and decision support across the organization. The role will own budgeting, forecasting, management reporting, working capital optimization, profitability analysis, and business performance reviews while enabling data-driven decision making. The incumbent will play a key role in improving financial governance, strengthening controls, driving automation, and supporting the company’s growth strategy.

Key Responsibilities:

1. Financial Planning & Business Performance

• Lead Annual Operating Plan (AOP), budgeting, rolling forecasts, and long-range planning.


• Develop robust financial models to support strategic decisions, investments, pricing, and growth initiatives.


• Monitor business performance against budgets and KPIs, identifying risks and opportunities.


• Deliver actionable insights on revenue growth, margin improvement, profitability, and cost optimization.


• Drive scenario planning and sensitivity analysis to support leadership decisions.

2. Management Reporting & MIS

• Own monthly, quarterly, and annual management reporting for senior leadership.


• Prepare Board, CEO, CFO and Investor-ready financial dashboards and performance packs.


• Ensure timely, accurate and insightful reporting with meaningful variance analysis.


• Build automated dashboards and KPI scorecards for business tracking.


• Standardize MIS across business units and subsidiaries.

3. Strategic Finance & Business Partnering

• Partner with Business Heads, Sales, Operations, Product and Technology teams to influence commercial decisions.


• Evaluate new business opportunities through financial modelling and investment analysis.


• Support pricing strategy, product profitability, customer profitability and commercial negotiations.


• Prepare business cases for strategic initiatives, partnerships and capital allocation.


• Act as a trusted advisor to business leaders on financial performance and value creation.

4. P&L Ownership

• Drive end-to-end P&L analysis for business units and products.


• Monitor revenue, gross margins, operating costs and EBITDA performance.


• Identify key business drivers and recommend actions to improve profitability.


• Track productivity metrics and operating leverage across businesses.

5. Working Capital & Cash Flow Management

• Drive working capital optimization across receivables, payables and inventory.


• Monitor cash conversion cycle and liquidity metrics.


• Partner with operations and commercial teams to improve collections and optimize vendor payments.


• Support treasury planning and cash flow forecasting.

6. Financial Controls & Governance

• Ensure integrity, accuracy and completeness of financial information.


• Partner with Accounting during monthly and quarterly financial close.


• Strengthen financial controls, policies and governance frameworks.


• Support internal and statutory audits with high-quality financial analysis.

7. Process Excellence & Automation

• Drive continuous improvement across finance processes.


• Identify opportunities for automation, digitization and AI-led reporting.


• Build scalable reporting frameworks using Oracle ERP and Business Intelligence tools.


• Improve reporting efficiency and reduce manual interventions.

Key Deliverables

• Annual Budget & Rolling Forecast


• Monthly Business Performance Review


• Board & Management MIS


• Financial Models & Business Cases


• Profitability Analysis


• Working Capital Dashboard


• Cash Flow Forecast


• KPI & Performance Dashboards


• Automation & Process Improvement Initiatives

Candidate Profile Education

• Chartered Accountant (CA)

Experience

• 6-8 years of post-qualification experience in FP&A, Business Finance or Commercial Finance.


• Experience in FinTech, Payments, Banking, Financial Services or high-growth technology organizations is preferred.


• Strong exposure to budgeting, forecasting, management reporting and business partnering.


• Experience in Oracle ERP is mandatory.


• Exposure to Business Intelligence tools (Power BI/Tableau) will be an added advantage.

Required Competencies Technical

• Financial Planning & Analysis


• Business Finance


• Financial Modelling


• Management Reporting


• Working Capital Management


• P&L Management


• Budgeting & Forecasting


• Cash Flow Planning


• Variance Analysis


• Oracle ERP


• Advanced Excel & PowerPoint


• Power BI / Tableau (Preferred)

Behavioural

• Strong business acumen


• Analytical and structured thinking


• Excellent stakeholder management


• Strong communication and presentation skills


• High ownership and execution focus


• Ability to influence cross-functional teams


• Problem-solving mindset


• Continuous improvement orientation


• Ability to manage multiple priorities in a fast-paced environment

Why Join Us

• Opportunity to work closely with senior leadership and influence strategic business decisions.


• Exposure to high-growth fintech and digital payments ecosystem.


• Ownership of business-critical finance initiatives.


• Opportunity to drive finance transformation through automation, analytics, and AI-enabled decision support.


• High visibility role with significant career growth potential.