Payment Lifecycle Specialist Analyst

Security Capital Research; Mumbai; On-site; INR 1,100,000 - 1,900,000; Full time

Job summary

JP Morgan Chase is seeking a Payment Lifecycle Analyst within Payments Operations in Mumbai. The role focuses on ensuring smooth funds transfers, leveraging automation and cybersecurity controls while coordinating with internal stakeholders on process improvements. Weekend shifts are required as part of a rotational schedule.

The position involves partnering with cross-functional teams to resolve issues, drive efficiency, and implement enhancements across payment products and platforms.

Qualifications

• Advanced knowledge of global payment processing operations and systems architecture.
• Proficiency in data analysis techniques for senior stakeholders.
• Commercial and growth mindset to adapt to fast-paced environments.
• Understanding of cybersecurity controls and anti-fraud strategies.

Responsibilities

• Resolve exceptions using independent judgment and improve control environments for financial, technical, and operational processes.
• Research and analyze data to address non-routine payment lifecycle issues and ensure timely funds transfers.
• Define project requirements and metrics; lead process optimization to improve quality and customer experience.
• Apply systems architecture and automation knowledge to support optimization and stakeholder relationships.
• Coach and mentor team members and act as escalation point for juniors.

Skills

Payment processing knowledge

Data analysis skills

Commercial mindset

Cybersecurity awareness

Continuous improvement

Tools

ISO/Swift knowledge

Systems architecture

Job description

• Business Unit Commercial & Investment Bank
• Posting Date 11/12/2026, 04:48 AM
• Locations Nirlon Knowledge Park, Western Express Highway, Goregaon (East), Mumbai, IN-MH, 400063, IN
• Apply Before 11/30/2026, 05:00 AM
• Job Schedule Full time
• Job Shift Variable

Job Description

Shift : Rotational (Candidate willing to work on the weekend)

Are you ready to make an impact in the world of digital payments? Join our team where your analytical prowess and problem-solving skills will help shape the future. We offer a stimulating environment with opportunities for constant learning and expanded responsibilities.

As a Payment Lifecycle Analyst within Payments Operations, you will play a pivotal role in ensuring the smooth transfer of funds between various parties while enhancing our payment operations framework. You will leverage your knowledge of automation technologies and systems architecture to process payments across various products and parties. Your responsibilities include identifying and resolving issues, making decisions guided by established practices, and contributing to short-term operational goals. You will engage with stakeholders, manage projects, and spur continuous improvement initiatives, building strong working relationships with internal lines of business. Your ability to understand and apply cybersecurity controls, anti‑fraud strategies, and data analysis techniques will be key to your success in this role.

Job responsibilities

• Utilize independent judgment and technical expertise to resolve exceptions and enhance control environments for technical, financial, and operational processes.
• Conduct research and data analysis to address non-routine payment lifecycle issues and ensure accurate, timely fund transfers across various products.
• Define project requirements and metrics using process models, and lead or contribute to process optimization initiatives to improve quality and customer experience.
• Apply knowledge of systems architecture and automation technologies to support process optimization and build effective relationships with stakeholders and teams.
• Coach, train, and mentor team members to uphold high service standards and serve as an escalation point for junior team members.

Required qualifications, capabilities, and skills

• Advanced knowledge of global payment processing operations and systems architecture to support operational efficiency and change management.
• Proficiency in data analysis techniques to interpret and communicate insights for informed decision‑making with senior stakeholders.
• Commercial and growth mindset to adapt to fast‑paced environments and new business initiatives, with strong interpersonal and communication skills.
• Understanding of cybersecurity controls and anti‑fraud strategies to protect information and systems, and ability to navigate dynamic environments with evolving priorities.
• Familiarity with continuous improvement methodologies and design‑thinking techniques to drive continuous improvement initiatives.

Preferred qualifications, capabilities, and skills

• Knowledge of ISO or Swift message processing or management.
• Experience with operations, controls and problem solving related to Payments, Cash, Treasury Operations.
• Experience in global payments and understanding of accounting and money movement processes.

About Us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first‑class business in a first‑class way approach to serving clients drives everything we do.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.