Operations Associate, Financial Crimes EDD/PEP

EngineersOfAI; Bengaluru; Vor Ort; INR 900.000 - 1.400.000; Vollzeit

Zusammenfassung

Stripe is seeking a dedicated professional to join the Financial Crimes team and conduct investigations, rendering account-level judgments for regulatory reporting. You will review data, assess indicators, and make determinations to support compliance.

The role requires 2+ years in financial crimes, AML, EDD or PEP, with experience in KYC and adverse media reviews. Fintech or e-commerce exposure is a plus; Bengaluru-based applicants are preferred.

Qualifikationen

• 2+ years in financial crimes, AML, EDD or PEP roles.
• In-depth user KYC and adverse media reviews.
• Experience reviewing PEP and high-risk alerts.
• Understanding money laundering, terrorism financing, and sanctions.

Aufgaben

• Conduct decision reviews for Enhanced Due Diligence (EDD) and PEP cases.
• Understand complex regulatory requirements and complete analyses accordingly.
• Analyze problems and provide sound investigative resolutions or decisions.
• Handle high-complexity tasks and respond to internal Stripe teams and partners.
• Draft clear investigative summaries and regulatory reports for submission.
• Contribute to building a new team and operational culture at Stripe.

Kenntnisse

Financial crimes, AML & EDD

KYC investigations

Regulatory reporting awareness

Analytical thinking

Communication skills

Jobbeschreibung

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

Did you know that only around 4% of the world’s GDP comes from internet commerce? At Stripe, we believe that this represents a future with almost limitless potential for innovation, creativity and global prosperity. While the promise of a global online economy is palpable, it doesn’t come without significant risk. Each day, bad actors disrupt the trust and safety of the internet and increase the barrier of entry for online businesses. The Financial Crimes team ensures that our platform remains safe, that prohibited parties are not allowed to utilize our services, and that we identify bad actors engaging in money laundering or other financial crimes.

What you’ll do

We are looking for someone who is passionate about fighting financial crimes and solving the puzzle of investigations, is naturally curious, and is comfortable operating in ambiguity and finding creative solutions. You will be responsible for conducting investigations and making account-level judgments and recommendations for regulatory reporting. You will be confident in looking through data, assessing various indicators, and making judgements on your findings.

The right candidate for this role will have experience in financial crimes compliance, preferably within the fintech or e-commerce space.

Responsibilities

• Conduct decision reviews for Enhanced Due Diligence (EDD) and Politically-exposed Persons (PEP) ,
• Understand complex regulatory and compliance requirements within the financial services space and complete analyses in accordance with these requirements
• Analyze complex problem and exercising sound analytical judgment on investigation resolutions or decisions
• Perform assignments/tasks of high complexity and resolving incoming requests from internal Stripe teams, financial partners, or other parties
• Adhere closely to process documentation and draft clear and concise investigative summaries and analyses, including draft regulatory reports for submission
• Be a part of building a brand new team and operational culture for Stripe

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 2+ years of experience in financial crimes, AML, EDD or PEP roles
• Experience conducting in-depth user KYC, nature of business, adverse media, high risk country / business sector reviews in EDD work flows
• Experience reviewing PEP and user alert details, understanding mitigation factors and making determinations / escalations
• General awareness of money laundering, terrorism financing, and/or sanctions t