Officer/Assistant Vice President, Credit Support Associate, Enterprise Credit, Mumbai

77-7777356 Default Company for India; Mumbai; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Bank of America’s Global Banking & Markets division seeks a Credit Support Associate to back GCIB Credit Risk Underwriters, managing corporate/ FI client facilities from a credit administration perspective. You’ll develop knowledge of clients, industries and risk management while supporting data quality and deadline-driven deliverables.

You will liaise with credit officers, operations, and senior stakeholders to review credit facilities, resolve discrepancies, and optimize processes.

Qualifications

• Strong communication and able to present clearly across teams.
• Decision making and analytical thinking under tight deadlines.
• Able to adapt to changing processes and responsibilities.
• Efficient multi-tasking with competing priorities.

Responsibilities

• Support Credit Underwriting daily operations and portfolio reviews.
• Prepare credit approval documents for new, renewed, and amended facilities.
• Ensure compliance with bank policy and procedures in documents.
• Identify and resolve facility data discrepancies and respond to queries.
• Monitor facility documentation and manage exceptions.
• Support process improvements and participate in efficiency initiatives.

Skills

Strong communication

Decision making

Analytical skills

Adaptability

Multi-tasking

Relationship building

Education

University graduate

Tools

Microsoft Office

Job description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Role Description

The Credit Support Associate (CSA) is a front-line role within Global Banking & Markets (GBAM), supporting GCIB Credit Risk Underwriters and managing a portfolio of Corporate and FI clients from a credit administration perspective. The role is responsible for key deliverables related to credit facilities and data quality, working closely with credit and operational partners to meet deadlines and improve processes. It also provides an opportunity to develop knowledge of clients, industries, and risk management while building experience and growing within the organization.

The Team

The CSA team is a diverse and multicultural global team based across APAC, EMEA, and the US. The 17-member APAC team forms part of a global team of over 100 people, offering opportunities for cross-regional collaboration and exposure. The team provides a supportive environment focused on employee satisfaction, with structured and on-the-job training to build banking knowledge and support career development. Operating consistency and efficiency are key goals across the team.

Responsibilities

• Support and assist Credit Underwriting team on daily basis in the management of their portfolios, including the review of global credit facilities.
• Creation of credit approval documents for new, renewed and amended loan, trading and GTS facilities, and the processing of these through the bank systems of record.
• Review approved credit approval documents to ensure compliance with bank policy and procedures.
• Identify and resolve facility data discrepancies.
• Respond to enquiries from credit officers and other business partners. Investigate and resolve incoming queries relating to the portfolio.
• Monitor and resolve facility document exceptions.
• Create, maintain, and monitor credit and financial events and manage exceptions.
• Maintain accurate document records.
• Help simplify and improve our processes.
• Develop and participate in strategic initiatives for efficiency opportunities with senior-level management across the organization and team members.
• Review procedures and technology for efficiencies.

Competencies:

• Strong communication skills, both written/oral, ability to communicate effectively across various lines of business and levels.
• Demonstrate decision-making, analytical, technical, and leadership skills.
• Ability to adapt to a changing environment and responsibilities.
• Quickly learns and understand processes, systems, and products.
• Functions under pressure to meet deadlines, proficient at multi-tasking and managing competing priorities.
• Ability to escalate when needed.
• Can independently analyze complex issues, identify, and execute practical solutions.
• Proactively shares information/ideas and consistently identifies best practices.
• Ability to work as part of a diverse team and display reliability, flexibility and open/constructive communication in a courteous and professional manner.
• Can influence others and build relationships.
• Aptitude to take on additional ad hoc initiatives outside of normal day to day activities.

Required Skills

• University graduate or equivalent and/or track record of relevant experience.
• Institutional banking experience. Good understanding of credit products and processes is desirable, given the role's close interaction with Credit teams and related workflows.
• PC literate and systems oriented with proficiency in all Microsoft applications.

Opportunity and Inclusion

Each employee brings unique skills, background and opinions. We see opportunity and inclusion as our platform for innovation and a key component in our success.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well‑being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Partnering Locally

Learn about some of the ways Bank of America is making a difference in the communities we serve.

Global Impact

Learn about the six areas that guide Bank of America’s efforts to help make financial lives better for customers, clients, communities and our teammates.

Opportunity and Inclusion

Each employee brings unique skills, background and opinions. We see opportunity and inclusion as our platform for innovation and a key component in our success.

Our Values

Learn about our four values that represent what we believe.