Manager/ Senior Manager - Financial Risk Analytics

Rippling; Bengaluru; On-site; INR 1,800,000 - 2,500,000; Full time

Job summary

Rippling is seeking a Manager for Financial Risk Analytics in Bengaluru, India, responsible for leading financial risk analytics and forecasting functions. This role includes setting strategies for risk forecasting and mentoring a team of analysts.

The ideal candidate will have extensive experience in risk analytics, strong leadership skills, and a quantitative education background. Candidates are expected to utilize advanced data analysis tools and collaborate with various teams to integrate risk insights.

Qualifications

• 5-8 years of experience in data science and risk analytics primarily in financial or fintech industries.
• 3+ years of experience in leading teams.
• Hands-on experience with risk loss provisioning modeling and reporting.
• Expert proficiency in data analysis and modeling tools.

Responsibilities

• Lead advanced analytics and forecasting methodologies.
• Model and forecast risk loss provisioning.
• Develop models and forecasts for risk servicing volumes.
• Design and maintain automated analytics dashboards.
• Mentor and manage a team of risk data scientists.

Skills

Data Science

Risk Analytics

Team Leadership

Python

SQL

Education

Master's degree or PhD in a quantitative field

Tools

R

Git

Job description

About Rippling

Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system. Based in San Francisco, CA, Rippling has raised $1.4 B+ from the world’s top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America’s best startup employers by Forbes. We prioritize candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses.

About The Role

As the Manager for Financial Risk Analytics at Rippling, you will lead the advanced financial risk analytics and forecasting functions to manage and mitigate financial and operational risks across Rippling’s financial product suite. You will be responsible for setting the strategy for risk forecasting, loss provisioning, and data‑driven reporting. This is a critical leadership role for an individual with a proven track record of managing technical teams and translating complex analytics into strategic business recommendations for senior leadership.

What You Will Do

• Lead Advanced Analytics and Forecasting: Direct a team focused on advanced analytics and forecasting methodologies, ensuring the development of cutting‑edge risk management capabilities.


• Risk Loss Provisioning: Lead the modeling and forecasting of risk loss provisioning, working closely with Finance and Accounting teams to ensure accuracy and compliance.


• Forecasting Risk Servicing Volumes: Develop models and forecasts for risk servicing volumes to inform capacity planning and resource allocation.


• Risk MIS and Multi‑Taxonomy Reporting: Put together a comprehensive risk portfolio reporting for a complex set of products and work across multiple taxonomies to report on various risks to the organization (e.g., financial, operational risk) to senior management.


• Automated Analytics Dashboards: Design, implement, and maintain automated analytics dashboards and reporting mechanisms to provide senior stakeholders with clear, timely, and actionable insights into credit risk performance and emerging trends.


• Strategic Collaboration: Partner with Product, Engineering, Risk Strategy, and Finance teams to integrate risk insights into product development, operational workflows, and overall corporate strategy.


• Team Leadership and Development: Mentor and manage a team of risk data scientists and analysts, fostering a culture of rigorous analysis, innovation, and high‑quality execution.

What You Will Need

• 5‑8 years of experience in data science and risk analytics: Proven ability to use advanced analytics and data science methods to address complex risk‑related challenges, specifically within the financial or fintech industries.


• 3+ years of experience in leading teams: Demonstrated success in leading and managing advanced analytics or forecasting teams and functions.


• Deep experience in risk loss provisioning: Hands‑on experience with modeling, forecasting, and reporting for risk loss provisioning (e.g., CECL, IFRS 9).


• Educational background: Master’s degree or PhD in a quantitative field such as Data Science, Mathematics, Statistics, Economics, or a related discipline.


• Expert proficiency in data analysis & modeling: Expert‑level hands‑on experience with Python, R, SQL, and robust familiarity with version control (e.g., Git).


• Executive communication and stakeholder management: Exceptional communication skills with the ability to clearly articulate complex technical findings, strategic risks, and opportunities to both technical and non‑technical senior stakeholders.

Nice to have

• Direct experience in FinTech/Financial Risk: Proven experience working in risk management or financial analytics functions for fintech or financial service companies, ideally within a fast‑paced, tech‑driven SaaS/FinTech environment.


• Understanding of regulatory requirements related to credit risk and financial reporting.


• Financial Risk Management certifications (e.g., CFA, FRM, PRM).

Note

Overlap with NYC for 4 days (Mon – Thu until 1 pm EST).

Additional Information

Rippling is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics. Rippling is committed to providing reasonable accommodations for candidates with disabilities who need assistance during the hiring process. To request a reasonable accommodation, please email [e-mail]. Rippling highly values having employees working in‑office to foster a collaborative work environment and company culture. For office‑based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office, at least three days a week under current policy, to be an essential function of the employee's role.