Manager - Financial Crime

Aptia Group; Mumbai; On-site; INR 2,500,000 - 4,500,000; Full time

Job summary

Aptia Group in Mumbai and Pune is seeking a senior financial crime compliance leader to manage AML/CTF, sanctions, and fraud risk initiatives. You will investigate, assess risk, and guide regulatory compliance to protect the organization from financial, regulatory, and reputational risk.

The role requires deep expertise in UK/US AML/CTF and strong stakeholder influence, with responsibility for SARs, regulatory reporting, and MI to executives.

Qualifications

• Graduate or postgraduate with over 12 years of relevant experience.
• Strong knowledge of UK/US AML/CTF, sanctions, fraud, and ABC frameworks.
• Proven experience producing SARs, OFSI and OFAC reports, and regulatory engagement.
• Excellent communication and influencing skills; ability to work with senior management, clients, regulators.
• Demonstrated ability to manage stakeholders internally and externally.

Responsibilities

• Policy & Framework Development for financial crime.
• Develop and refine AML/CTF, sanctions, and fraud policies.
• Oversee SAR handling, governance, and record-keeping aligned with best practice.
• Lead financial crime due diligence and 1LOD controls assessments.
• Support regulatory engagements and investigations; provide expert guidance to mitigate risk.
• Produce MI for senior stakeholders, committees, and the Board.

Skills

AML/CTF knowledge

Sanctions expertise

Fraud risk management

Stakeholder management

Regulatory engagement

Education

Graduate degree

Postgraduate degree

Job description

This role will manage and execute financial crime compliance activities, including AML, KYC, sanctions, and fraud risk management. Conduct investigations, assess risks, support regulatory compliance, and provide expert guidance to help safeguard the organization from financial, regulatory, and reputational risks.

The position is open for Mumbai & Pune Location

Key Responsibilities

• Policy & Framework Development
• Develop financial crime policies, procedures, and guidance across the organization in line with Aptia’s business model, risk appetite, and regulatory obligations.
• Strengthen Aptia’s Anti-Money Laundering framework, ensuring SAR handling processes, governance, and record-keeping align with best practice.
• Contribute to the ongoing development of the Group’s financial crime due diligence framework.
• Controls Assessment - Assess the financial crime controls of group functions (Finance, HR, Procurement, and Third-Party Risk Management) and Quality Assurance over 1st Line of defense related financial crime activities
• Financial Crime Operations – Support Regulatory engagements, Support / Lead AML and fraud investigations, transaction monitoring, sanctions escalations, and internal reporting processes.
• Advisory - Act as a senior escalation point for suspicious activity, sanctions matches or complex fraud cases.
• Reporting - Produce and present MI for senior stakeholders, committees, and the Board covering financial crime risks, escalations, KRIs, and incidents.

Experience & Qualification

• Graduate Postgraduate with over 12 yrs of relevant experience.
• Strong technical knowledge of UK and US AML/CTF, Sanctions, Fraud, and ABC frameworks.
• Proven experience in producing SARs, OFSI and OFAC reports, and with regulatory engagement.
• Strong communication and influencing skills to work with senior management, clients, trustees, and regulators.
• Demonstrated ability to manage stakeholders effectively, both internally (business functions, 1LOD, committees) and externally (clients, auditors, regulators).