Manager Credit, Consumer PBU

Goodyear Tire & Rubber Company; Gurugram District; On-site; INR 1,800,000 - 3,000,000; Full time

Job summary

Goodyear Tire & Rubber Company in Gurgaon seeks Manager Credit for the Consumer PBU. You will evaluate customer creditworthiness, monitor receivables, and help optimize working capital through disciplined credit policies.

The role requires CA qualification and 5–7 years of credit management experience, with strong analytical skills, Excel proficiency, and collaboration with Sales and Finance to drive growth while mitigating risk.

Qualifications

• CA qualification mandatory.
• 5–7 years in credit management or related domains.
• Strong skills in financial analysis and credit controls.
• Experience with ERP/SAP is a plus.

Responsibilities

• Evaluate customer creditworthiness and set credit limits.
• Monitor receivables, overdue balances, and collection performance.
• Analyze financial statements and credit history to identify risks.
• Recommend credit limit enhancements and payment terms.
• Collaborate with Sales and Commercial teams to enable growth with proper risk controls.
• Prepare credit risk reports and dashboards for management.
• Ensure compliance with internal controls and financial policies.

Job description

## Manager Credit, Consumer PBUApply: In Office: IN HO Gurgaon: Full time: Posted Yesterday: JR-40113528**You will be responsible for:*** You will be responsible for evaluating customer creditworthiness, assessing financial health, and recommending appropriate credit limits and payment terms.* You will be responsible for managing credit risks across the Consumer PBU portfolio, ensuring adherence to the organization’s credit policies and approval processes.* You will be responsible for monitoring accounts receivable, overdue balances, and collection performance to minimize credit exposure and improve working capital.* You will be responsible for analyzing customer financial statements, payment behavior, credit history, and other relevant financial indicators to identify potential risks.* You will be responsible for reviewing and recommending credit limit enhancements, extensions, and exceptions based on business requirements and risk assessments.* You will be responsible for partnering with Sales and Commercial teams to facilitate business growth while maintaining appropriate credit controls and risk mitigation measures.* You will be responsible for monitoring ageing reports, identifying high-risk accounts, and developing action plans to address overdue payments and potential bad debts.* You will be responsible for coordinating with internal stakeholders to resolve credit-related disputes, payment issues, and customer account discrepancies.* You will be responsible for preparing credit risk reports, receivables dashboards, and periodic management updates to support informed decision-making.* You will be responsible for identifying opportunities to strengthen credit processes, improve operational efficiency, and enhance receivables management.* You will be responsible for ensuring compliance with internal controls, audit requirements, and applicable financial policies and procedures.**What you’ll bring:*** Chartered Accountant (CA) qualification is mandatory.* 5–7 years of relevant experience in credit management, credit risk, receivables management, or commercial finance.* Strong understanding of credit assessment, financial analysis, credit control, and working capital management.* Experience in evaluating customer financials, managing credit limits, and monitoring receivables and overdue accounts.* Strong analytical, problem-solving, and financial reporting skills.* Ability to collaborate effectively with Sales, Finance, and cross-functional stakeholders.* Proficiency in MS Excel and financial reporting tools; experience with ERP systems such as SAP will be an advantage.* Strong communication, stakeholder management, and decision-making skills.