Manager - Credit Card Portfolio Analytics

SBI Card; Gurugram District; On-site; INR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Wellness program

Rewards & recognition

Diverse team culture

Gender neutral policy

Inclusive health benefits

Learning & development framework

Job summary

SBI Card invites applications for a role focused on monitoring the corporate card portfolio using spends and bureau data. The position emphasizes data analytics and dashboarding to support portfolio decisions in a fast-paced BFSI environment.

The role requires strong proficiency in SQL/SAS, MS Excel, and collaboration across teams. You will develop dashboards and drive performance improvements in a dynamic setting.

Qualifications

• MS Excel and data analytics tools like SQL & SAS are required.
• Ability to work effectively within a team and with other teams.
• Self-starter.

Responsibilities

• Analyze and monitor corporate card portfolio performance.
• Perform data analytics, modelling and segmentation for portfolio management.
• Create and monitor portfolio performance dashboards on time.
• Digitizing the financials & scorecard outputs.
• Monitor portfolio performance and take corrective actions to maintain benchmarks.
• Identify opportunity or stress segments in the portfolio and taking appropriate actions.

Skills

MS Excel

Data analytics

Teamwork

Self-starter

Written and verbal communication

Education

Master’s degree in economics, statistics or business management

Tools

SQL

SAS

Job description

About the company

SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.

Job Description

SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

Join us to shape the future of digital payment in India and unlock your full potential.

What’s In It For YOU

• SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
• Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
• Dynamic, Inclusive and Diverse team culture
• Gender Neutral Policy
• Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
• Commitment to the overall development of an employee through comprehensive learning & development framework

Role Purpose

The role is responsible for monitoring the corporate card portfolio basis the spends and corporate credit bureau data received on a periodic basis.

Role Accountability

• Analysis and monitoring of corporate card portfolio performance to identify spending patterns in line with credit approval
• Conduct data analytics, modelling and segmentation for portfolio management
• Create and monitor of portfolio performance dashboards on time on a periodic basis
• Digitizing the financials & scorecard outputs
• Monitor portfolio performance and take corrective actions to maintain the portfolio delinquency within benchmark rates
• Identify opportunity or stress segments in the portfolio and taking appropriate actions(+ve and -ve actions)

Measures of Success

Maintaining portfolio quality (30+ %, NPA% etc.) within the defined benchmarks

Technical Skills / Experience / Certifications

• Must have working knowledge of MS excel and data analytics tools like SQL & SAS
• Must have the ability to work effectively within a team and with other teams
• Self-starter

Competencies critical to the role

• Written and verbal Communication
• Analytical Skills & Problem Solving
• Process Orientation
• Agility & responsiveness

Qualification

Master’s degree in economics, statistics or business management

Preferred Industry

BFSI