Manager, Business Solution Group (FICO BRE DMP Developer)

SMFG INDIA CREDIT COMPANY; Mumbai; On-site; INR 1,200,000 - 1,600,000; Full time

Job summary

SMFG INDIA CREDIT COMPANY in Mumbai is seeking an experienced technical resource to design and implement FICO Decision Modeler BRE rules and scorecards for lending use cases. The role requires hands-on experience with building complex rules, testing, and supporting integrations in a banking environment.

You will test rules with Postman, support REST API integrations, and collaborate with credit policy and analytics teams to ensure governance and production readiness.

Qualifications

• 4–5 years of hands‑on experience with the FICO Decision Modeler Platform.
• Strong expertise in building and managing BRE rules and scorecards for lending.
• Proven experience in lending rule development within Banks/NBFCs.
• Exposure to Credit Risk, Underwriting, and LOS.
• Hands‑on testing of BRE rules using Postman.
• Good understanding of JSON-based RESTful APIs and integrations.
• Knowledge of SDLC, change management, and release processes.
• Experience in supporting multiple projects and environments.

Responsibilities

• Design, develop, and maintain complex BRE rules and decision strategies on the FICO BRE platform.
• Build and enhance application and behavioural scorecards as part of decisioning solutions.
• Translate policy requirements into configurable BRE logic.
• Perform sanity testing and validation of rules using Postman.
• Support JSON-based REST API integrations with upstream/downstream systems.
• Conduct impact analysis, rule optimization, and version control.
• Collaborate with business, credit policy, and analytics teams.
• Support UAT, production deployment, and post‑production issues.
• Ensure documentation and adherence to governance and audit standards.

Skills

FICO Decision Modeler

BRE rules

Scorecards

REST APIs

Postman

SDLC

Agile

Analytical

Tools

Postman

Job description

Job Overview

We are looking to hire an experienced technical resource with strong expertise in the FICO Decision Modeler / Decision Management Platform, specializing in BRE rule and scorecard development for lending use cases. The ideal candidate should have hands‑on experience in building complex business rules and scorecards, testing them, and supporting integrations in a NBFC or banking environment.

Role & responsibilities

• Design, develop, and maintain complex BRE rules, rule flows, and decision strategies on the FICO Decision Modeler / BRE platform
• Build and enhance application and behavioural scorecards as part of decisioning solutions
• Translate business and credit policy requirements into configurable BRE logic
• Perform sanity testing and validation of developed rules using Postman
• Support JSON-based REST API integrations with upstream and downstream systems
• Conduct impact analysis, rule optimization, and version control
• Work closely with business, credit policy and analytics
• Support UAT, production deployment, and post-production issues
• Ensure proper documentation and adherence to governance and audit standards

Preferred candidate profile

• 4 - 5 years of hands‑on experience with the FICO Decision Modeler Platform.
• Strong expertise in building and managing complex business rules and scorecards on the BRE platform.
• Proven experience in lending rule development within Banks or NBFCs.
• Exposure to Credit Risk, Underwriting, and Loan Origination Systems (LOS).
• Hands‑on experience in testing and validating BRE rules using Postman.
• Good understanding of JSON‑based RESTful APIs and integration concepts.
• Knowledge of SDLC, change management, and release management processes.
• Experience in supporting multiple projects and environments simultaneously.
• Familiarity with Agile delivery methodologies.
• Strong analytical, debugging, troubleshooting, and problem‑solving skills.

Note:

• Only candidates currently based in Mumbai will be considered.
• This is a Work From Office (WFO) opportunity; candidates should be willing to work from the Mumbai office on all working days.
• Only candidates with an Information Technology (IT) background and relevant experience in FICO Decision Modeler, BRE rule development, and lending domain systems (Banking/NBFC) should be considered.