Loan Operations Expert, AVP

Deutsche Bank; Bengaluru; On-site; INR 1,800,000 - 2,600,000; Full time

Benefits offered by this job

Best in class leave policy

Gender neutral parental leaves

Childcare reimbursement

Sponsorship for certifications

Employee Assistance Program

Health insurance for you and dependens

Life insurance

Health screening

Job summary

Deutsche Bank is seeking a Loan Operations Expert, AVP in Bangalore to manage day-to-day loan settlements and related processes across multiple currencies. The role focuses on timely trade settlements, accurate booking, and effective escalation with stakeholders.

You will work with senior business functions, Risk, Legal, and global operations teams, driving process improvements and risk controls while maintaining high accuracy under pressure.

Qualifications

• Bachelor's degree or equivalent with 4–5 years in financial services (or 6–8 years in industry).
• Strong understanding of loan settlements, trade confirmations and cash/loan booking processes.
• Experience with legal documents, credit agreements and settlement notices.
• Ability to read and interpret restructuring agreements and amendments.

Responsibilities

• Manage day-to-day loan activities including GL entries, cashflows, and secondary trade processing.
• Analyze restructuring agreements and book in loan system.
• Review and book primary deals; reconcile distributions from liquidators.
• Ensure all operational requirements for trade/loan settlement are met in Loan IQ.
• Liaise with senior stakeholders, clients, legal, risk and ops teams; resolve queries.
• Support process automation and straight-through processing initiatives.
• Prepare regular WIP and control reports; conduct UAT and cross-train with other departments.

Skills

Loan IQ expertise

Wires and funds flow

Deal Origination, Trading & Settlement

Legal documents understanding

Analytical skills

Decision making under deadline

Independent worker

Education

Bachelor's degree in Business/Finance/Economics/Accounting

Tools

Loan IQ

Microsoft Excel

Microsoft Word

Job description

Job Title: Loan Operations Expert, AVP

Location: Bangalore, India

Role Description

Be part of the trade settlements team who handle the settlement of loan trades with various currencies and amounts to ensure trade proceeds are completed within funding timelines in a fast-paced environment. The team processes transactions for the Distressed Products Group which deal with Settlement of Trades in the secondary loans trading market, Claims, Restructures as well as Loan Servicing.

What we’ll offer you

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Manage day-to-day loan activities including but not limited to manual general ledger entries, manual cashflows/manual funds flows, secondary trade processing etc.
• Analysis of Restructuring agreements and subsequent booking in loan system.
• Review and booking of Primary deals.
• Reconciliation and application of distributions from liquidators
• Responsible for ensuring all operational requirements are met prior to booking/settlement of trade/loan transactions in Loan IQ system in a timely manner
• Required to liaise with senior business stakeholders, clients and their representatives, Legal (both internal & external), Deutsche Bank Finance, Risk teams, audit and onshore and offshore Operations teams
• Responsible for query resolution on all aspects of Loan booking/ settlement/maintenance
• Be involved in conducting operational review of trade and loan related documentation and support the banks initiatives to meet strategic goals including process automation/ straight through processing/ control initiatives
• Identify and elevate open issues to team manager
• Provide written commentary on outstanding open issues
• Collate regular reports for monitoring purposes
• Daily monitoring of WIP (Work in Process) and control reports ensuring that items are properly identified and cleared up in a timely manner
• Cash matching on internal systems
• Review and update procedures to ensure efficiency in training and transaction processing
• Participate in departmental projects and initiatives which involve UAT testing
• Crosstrain with other departments for work efficiencies and knowledge enhancements
• Adherent to operational controls including legal and regulatory procedures to ensure safety and security of the Bank's assets
• Understand business and regulatory requirements and ensure functions are being performed in those requirements
• Other ad-hoc requests as needed assigned by management
• Knowledge of Risk-Free Rates (SONIA, SOFR)

Your skills and experience

• Expertise in Loan IQ system & thorough knowledge on wires, nostros and fund flow between various departments and have hands on experience in at least one of the areas such as Deal Origination, Trading & Settlement, Docs management, Processing & Loan Controls
• Candidate should have the clear understanding of 'Delayed Compensation' and 'Cost of Carry' if trading is not completed within Loan Market Association guidelines
• Innovative thinking approach, Positive/Willing to learn attitude, Eye for detail, identify process improvement opportunities and execution, and always ready to take additional responsibilities
• Bachelor's Degree preferred in Business, Finance, Accounting or Economics combined with at least 4-5 years' financial industry experience. Alternatively, 6-8 years of experience in the financial industry is preferred
• Ability to read and understand legal documents such as credit agreements, amendment documentation, trade settlement documents and loan servicing notices
• Strong problem solving and/or analytical skills under tight deadlines and stress induced environment
• Possess effective decision making capabilities
• Ability to work independently and handle heavy volumes within deadlines
• Ability to work in a team environment in order to achieve group targets
• Strong relationship abilities with internal departments
• Excellent PC skills to include proficiency in Microsoft Excel and Word
• Ability to multi-task and work in a fast-paced investment banking operations environment
• Thoroughness and attention to detail is a must
• Excellent organizational skills
• Proficiency in financial applications, mathematics/analysis would be beneficial
• Excellent written and oral communication skills
• Strong interpersonal skills, both verbal and written
• Knowledge of syndicated loans procedure
• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgement to ensure responsible and ethical use of data and AI outputs.

How we’ll sup