Loan Officer-Housing Loans

Ujjivan Small Finance Bank Ltd.; Madurai District; Vor Ort; INR 300.000 - 540.000; Vollzeit

Zusammenfassung

Ujjivan Small Finance Bank Ltd. is seeking a Loan Officer - Housing Loans to drive lead generation, evaluate credit histories and property details, and acquire new housing loan customers. The role reports to the Cluster Manager and is based at the RO location.

The position requires targeting, relationship building with existing customers, and cross-selling bank products as per customer needs, with full-time involvement in housing finance operations.

Qualifikationen

• Lead generation from existing customer base or open market through events and activities.
• Assessment of leads by analyzing credit histories and property evaluation while adhering to regulations.
• Acquire new housing loan customers from open market or cross-sell to existing customers.

Aufgaben

• Achieve targets on housing loan secured loans, both open market and existing customers.
• Maintain database of prospects, meet select prospects, and manage relationships thereafter.
• Follow up on leads from call center or liabilities team within defined TAT.

Jobbeschreibung

POSITION DESCRIPTION

JOB TITLE : Loan Officer-Housing Loans

GRADE : DM-II

DEPARTMENT : Housing

LOCATION : RO

SUB-DEPARTMENT : NA

TYPE OF POSITION : Full-time

REPORTS TO : Cluster Manager /Sr. Cluster Manager- Housing

REPORTING INTO

NA

ROLE PURPOSE & OBJECTIVE

• Lead Generation - Identify quality leads from existing customer base /open market by conducting various events and activities


• Assessment of leads - Evaluate the leads generated by analyzing credit histories & property evaluation by adhering to internal and external regulations


• Acquire new Housing Loans (HL) - Secured home loans customers from open market / cross sell to existing customers


• Monitor installment payments and collections of customers


• Deepen relationship with the existing customers by cross-selling Ujjivan's products as per the profile & need of the customers


• SIZE OF THE ROLE

FINANCIAL SIZE

NON-FINANCIAL SIZE

NA

NA

KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business/ Financials

• Achieve the set targets on HL-Secured Loans in terms of open market acquisition and existing customer conversion


• Maintain database of prospects, meet select prospects and manage the relationship thereafter


• Follow up on leads provided by call center / liabilities team within defined TAT