Leveraged Finance Credit Underwriting - Officer

Citi; Mumbai; Vor Ort; INR 1.500.000 - 2.100.000; Vollzeit

Zusammenfassung

Citi in Mumbai is seeking a Senior Analyst to join the Analytics team within the LFU under Institutional Credit Management. The role focuses on delivering credit risk analyses, annual and quarterly reviews, and supporting LFU underwriters on transactions.

The ideal candidate has 4-7 years of credit experience, strong financial modeling skills, and proficiency in MS Word, Excel, and PowerPoint. MBA/CFA/CA education is preferred.

Qualifikationen

• 4-7 years of credit analysis, origination, or relevant credit experience.
• Strong analytical skills and ability to form independent opinions on credit.
• Ability to work under pressure and manage priorities.

Aufgaben

• Assess credit and financial strength of Citi’s complex Large Corporate Clients.
• Monitor portfolio and industry trends; escalate issues to LFU Underwriters and BCMA.
• Evaluate clients' business models and financial performance for credit decisions.
• Build cash flow projections for regulatory ratings and credit extensions.
• Support LFU transaction origination, credit approval, and portfolio management.

Kenntnisse

Analytical thinking

Credit analysis

Financial analysis

Risk assessment

Policy & regulation

Pressure handling

Ausbildung

MBA

CFA

CA

Tools

MS Word

MS Excel

PowerPoint

Jobbeschreibung

The Global Leveraged Finance Underwriting Credit Team(\u201cLFU\u201d) within Institutional Credit Management(\u201cICM\u201d) is seeking an Snr Analyst to join its Analytics team. The Snr Analyst is a professional with the goal to deliver best‑in‑class credit risk analysis, monitoring and credit administration as a partner to broader ICM Underwriting and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICG. The Snr Analyst will work with the rest of the LFU team to create a best‑in‑class Leveraged Lending Underwriting organization with the primary goal of materially enhancing Citi’s end‑to‑end Leveraged Lending credit management process.

The Snr Analyst will be responsible for writing Annual Reviews and Quarterly Reviews, and for supporting LFU Underwriters on transactions.

Analyst Role and Responsibilities:

• Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners
• Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
• Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
• Provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval; (2) portfolio management and early problem recognition; (3) global leveraged lending related projects and strategic initiatives

Qualifications:

• 4-7 years of credit analysis, origination, or relevant credit experience
• Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
• Team player with strong work ethic who also works well with others at all levels
• Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
• Advanced knowledge of Microsoft Word, Excel, and PowerPoint
• Three statements financial modeling experience
• Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
• Awareness and adherence to the control environment including Quality Assurance and Quality Control

Education:

MBA or CFA or CA

Job Family Group:

Risk Management

Job Family:

Credit Risk

Time Type:

Full time

Most Relevant Skills:

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills:

For complementary skills, please see above and/or contact the recruiter.

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