Lending Operations & Partnerships - AM - Merchant Lending

Paytm; Dadri; On-site; INR 450,000 - 600,000; Full time

Job summary

Paytm is seeking a proactive Lending Operations professional to manage day-to-day lending activities, coordinate with internal teams, and ensure smooth loan processing. The role focuses on partner management, operational monitoring, and cross-functional collaboration to drive efficient business operations within a fintech environment.

Ideal candidate has 2–4 years of experience in lending operations, preferably in fintech, banking, or NBFC, and strong problem-solving skills to drive improvements

Qualifications

• 2–4 years of experience in lending operations.
• Understanding of the lending lifecycle.
• Ability to coordinate with internal and external partners.
• Strong problem-solving skills.

Responsibilities

• Lending Operations: Manage day-to-day lending activities, ensuring smooth processing.
• Operational Monitoring: Track daily operations, monitor pending cases, identify bottlenecks, and ensure timely resolution of issues.
• Partner Management: Coordinate with lending partners, banks, and NBFCs for smooth operations.
• Stakeholder Coordination: Work with Product, Technology, Sales, Risk and Credit to streamline processes.
• MIS & Reporting: Maintain daily trackers and MIS reports, monitor KPIs.
• Process Improvement: Identify operational gaps and implement improvements.

Skills

Lending operations

Stakeholder management

Problem solving

Process improvement

MIS reporting

Team collaboration

Job description

About Us:

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.

About the Role:

We are looking for a proactive and detail-oriented professional to manage day-to-day lending operations, coordinate with internal stakeholders, and ensure smooth and timely loan processing. The ideal candidate should have a good understanding of the lending lifecycle, strong problem-solving skills, and the ability to manage multiple operational tasks efficiently.

Role Overview

We are looking for a proactive and detail-oriented professional with 2–4 years of experience in lending operations, preferably within the fintech, banking, or NBFC industry. The role involves managing lending partner relationships, overseeing day-to-day operational activities, and ensuring seamless coordination between internal stakeholders and external partners to drive efficient business operations.

Key Responsibilities

• Lending Operations: Manage day-to-day lending activities, ensuring the smooth and timely processing of loan applications and transactions.
• Operational Monitoring: Track daily operations, monitor pending cases, identify bottlenecks, and ensure timely resolution of operational issues.
• Partner Management: Coordinate with lending partners, banks, and NBFCs to ensure smooth business operations and timely issue resolution.
• Stakeholder Coordination: Collaborate with internal teams, including Product, Technology, Sales, Risk, and Credit, to streamline processes and address operational challenges.
• MIS & Reporting: Maintain daily operational trackers, prepare MIS reports, and monitor key performance indicators to track business performance.
• Process Improvement: Identify operational gaps and recommend improvement

Why join us

• 1. A collaborative output driven program that brings cohesiveness across businesses through technology
• 2. Improve the average revenue per use by increasing the cross-sell opportunities
• 3. A solid 360-degree feedback from your peer teams on your support of their goals
• 4. Respect, that is earned, not demanded from your peers and manager

Compensation:

If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!