Lead Data Scientist

SourcingXPress; Maharashtra; On-site; INR 4,500,000 - 7,500,000; Full time

Job summary

Turning Point Career is seeking a Lead Data Scientist to drive end-to-end AI/ML initiatives across credit risk, fraud, and collections in a BFSI setting. The role emphasizes hands-on engineering, scalable architectures, and leadership of high-performance AI teams.

Ideal candidates bring 10+ years of experience delivering production-grade ML systems, with strong Python, Spark, Kafka, and Kubernetes skills, and a background in enterprise AI platforms.

Qualifications

• Must have 10+ years of experience building production-grade ML systems.
• Experience delivering AI/ML solutions for Credit Risk, Fraud Risk Management, and Collections in BFSI.
• Strong hands-on expertise in Python, Spark, Kafka, Kubernetes, MLOps, and distributed ML.
• Proven leadership experience with end-to-end delivery of AI/ML platforms.

Responsibilities

• Lead AI Product Pods across Credit Risk, Fraud, and Collections functions.
• Build and deploy production-scale ML systems for lending lifecycle decisioning.
• Own ML lifecycle: feature engineering, training, deployment, monitoring, and improvement.
• Design scalable ML infrastructure, feature stores, model registries, and MLOps pipelines.
• Drive governance, explainability, and BFSI regulatory compliance.

Skills

Lead Data Scientist

AI Engineer

Machine Learning Engineer

Python

Team Leadership

Education

B.Tech / M.Tech

Tools

Spark

Kafka

Kubernetes

APIs/Microservices

CI/CD

Feature Store

Model Registry

Job description

Job Description

• Lead AI Product Pods across Credit Risk, Fraud, and Collections functions.
• Build and deploy production-scale Machine Learning systems for lending lifecycle decisioning.
• Own complete ML lifecycle including feature engineering, model training, evaluation, deployment, monitoring, and continuous improvement.
• Design scalable distributed ML infrastructure, feature stores, model registries, and MLOps pipelines.
• Develop AI solutions for underwriting, portfolio risk monitoring, fraud detection, anomaly detection, and recovery optimization.
• Drive model governance, monitoring, explainability, and compliance within BFSI regulatory standards.
• Collaborate with Product, Risk, Engineering, Data, and Business teams to deliver AI-driven business outcomes.
• Define AI platform architecture, operational excellence, SLAs, and incident management practices.
• Build, mentor, and scale high-performing AI Engineering and Data Science teams.

Company: Client of Turning Point Career

Website: Visit Website

LinkedIn: Visit LinkedIn

Business Type: Enterprise

Company Type: Product

Business Model: B2B2C

Funding Stage: IPO/Public

Industry: FinTech

Job Description

We are looking for a Lead Data Scientist professional with 10+ years of experience building and deploying production-scale ML systems across Credit Risk, Fraud, and Collection in BFSI. The ideal candidate should have strong expertise in Python, Spark, Kafka, Kubernetes, MLOps, distributed ML, and AI platform engineering along with proven team leadership experience.

Roles & Responsibilities

• Lead AI Product Pods across Credit Risk, Fraud, and Collections functions.
• Build and deploy production-scale Machine Learning systems for lending lifecycle decisioning.
• Own complete ML lifecycle including feature engineering, model training, evaluation, deployment, monitoring, and continuous improvement.
• Design scalable distributed ML infrastructure, feature stores, model registries, and MLOps pipelines.
• Develop AI solutions for underwriting, portfolio risk monitoring, fraud detection, anomaly detection, and recovery optimization.
• Drive model governance, monitoring, explainability, and compliance within BFSI regulatory standards.
• Collaborate with Product, Risk, Engineering, Data, and Business teams to deliver AI-driven business outcomes.
• Define AI platform architecture, operational excellence, SLAs, and incident management practices.
• Build, mentor, and scale high-performing AI Engineering and Data Science teams.

Ideal Candidate

• Strong Lead Data Science, / AI Engineer / Machine Learning Engineer profiles.
• Must have 10+ years of experience in Data Science, AI/ML or AI Engineering with hands-on experience building production-grade ML systems.
• Must have hands-on experience building AI/ML solutions for Credit Risk, Fraud Risk Management (FRM), Collections & Recovery, with proven delivery of business-impacting AI/ML solutions.
• Candidate's Current designation must be Lead or above.
• Must have strong experience designing and deploying large-scale distributed Machine Learning systems, including model training, fine-tuning, inference, scalable serving, and production deployment.
• Strong programming experience in Python, along with exposure to Spark, Kafka, Kubernetes, APIs/Microservices, CI/CD, Feature Store, Model Registry, and Distributed Computing.
• Experience designing and deploying Credit Risk Models, Fraud Detection Models, Graph ML, Early Warning Systems, Portfolio Monitoring, Collections Optimization, Propensity Models, and Recovery Forecasting.
• Proven experience leading AI/ML teams, owning end-to-end delivery, mentoring engineers, driving cross-functional execution, and managing production AI platforms.
• Must have experience working under BFSI governance, including PII handling, auditability, model governance, compliance, secure-by-design architecture, approval workflows, and model risk management practices.
• B.TECH / M.TECH
• Preferred - Candidates currently working as Lead / Principal / Engineering Manager / Associate Director / Director in reputed Product, FinTech, Banking, NBFC, or Global Capability Centers will be preferred.
• Preferred - Experience building enterprise AI platforms using Graph ML, Vector Databases, LLM-enabled decisioning, distributed training frameworks, and large-scale AI infrastructure.

Key Skills

Machine Learning, Python, Spark, Kafka, Kubernetes, Credit Risk Analytics, Fraud Analytics, Collections Analytics, CI/CD