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A leading business consulting firm in Gurugram is seeking an Entry-level Associate - Business Analyst to design and build credit risk scorecards and implement machine learning models. The ideal candidate should be proficient in SQL and Python and have a keen interest in data science. This full-time role requires collaboration with various teams and adherence to regulatory standards.
Design and build credit risk scorecards (application, behavioral, and collections scorecards) to predict creditworthiness and optimize account management strategies.
Extract, clean, and preprocess data from various sources using SQL.
Develop and implement machine learning models for collections performance and delinquency prediction using Python (including libraries like pandas, scikit-learn).
Monitor model performance, conduct backtesting, recalibration, and validation adhering to regulatory standards.
Collaborate with business and data teams to translate credit risk requirements into modeling specifications.
Document modeling processes, assumptions, and results for internal governance and audit purposes.