Lead Analyst - Credit Data Solutions

Silicon Valley Bank; Bengaluru; Hybrid; INR 1,500,000 - 1,900,000; Full time

Job summary

FC Global Services India LLP (First Citizens India) in Bengaluru seeks a Lead Analyst - Credit Data Solutions to drive data remediation for regulatory reporting, governance, and data quality improvements within FR Y-14 frameworks. You will bridge business needs with technical solutions in an Agile environment, coordinating with Finance, Regulatory Reporting, Data Governance, Technology, and Operations.

You should bring 8–10+ years in data management, strong SQL, Snowflake, Collibra expertise,

Qualifications

• Bachelor's or Master's degree in Engineering/Data/Finance/CS or related field.
• 8–10+ years of experience in data management, data quality, data remediation, and data governance within banking/financial services.

Responsibilities

• Gather and prioritize business requirements for FR Y-14 regulatory reporting.
• Collaborate in Agile ceremonies to align pod goals and deliver improvements.
• Translate business needs into technical requirements for data engineers and developers.
• Support data quality rules and governance controls to ensure regulatory compliance.
• Assist in defining acceptance criteria and testing for data-related user stories.
• Create and maintain documentation, mappings, and metadata for audits in Collibra.
• Analyze data gaps and root causes to drive remediation initiatives.
• Formulate responses to Regulatory Edit Checks and inquiries from FR Y-14Q filings.

Skills

Data remediation

Regulatory reporting

Data governance

Stakeholder management

SQL

Snowflake

Python

Power BI

Tableau

Education

Bachelor's or Master's degree in Engineering/Data/Finance/CS

Tools

Collibra

Snowflake

SQL Server

Oracle

Job description

Company Overview

FC Global Services India LLP (First Citizens India), a part of First Citizens BancShares, Inc., a top 20 U.S. financial institution, is a global capability center (GCC) based in Bengaluru. Our India-based teams benefit from the company’s over 125-year legacy of strength and stability. First Citizens India is responsible for delivering value and managing risks for our lines of business. We are particularly proud of our strong, relationship-driven culture and our long-term approach, which are deeply ingrained in our talented workforce. This is evident across all key areas of our operations, including Technology, Enterprise Operations, Finance, Cybersecurity, Risk Management, and Credit Administration. We are seeking talented individuals to join us in our mission of providing solutions fit for our clients’ greatest ambitions.

Job Description

Job Description: Value Proposition: Shaping the Future of Enterprise Data & Analytics. Contribute to the evolution of data culture by building and enhancing data infrastructure, reporting frameworks, optimizing data pipelines, Data remediation for Regulatory Reporting needs and mentoring teams on data storytelling and visualization best practices with advanced data technologies and experience.

Job Details

Position Title: Lead Analyst - Credit Data Solutions

Career Level: P3

Job Category: Manager/SME

Role Type: Hybrid

Job Location: Bangalore

About the Team

This role will join an Agile pod to support the data environment that enables Regulatory Reporting teams to file complete and accurate Y-14 regulatory reports. This role focuses on bridging business needs and technical solutions by gathering requirements, analyzing data processes, and ensuring the data environment aligns with data governance and regulatory compliance objectives. Working collaboratively with cross-functional pod members, the Business Analyst will drive efficient workflows, optimize data systems, and support iterative delivery in a fast-paced Agile environment.

Impact

This role requires a strong experience in Data Remediation for reg reporting with mix of data expertise, relationship-building, operational rigor, and the ability to partner across global teams. This role will work closely with Finance, Regulatory Reporting, Data Governance, Technology, Architecture, and Operations to identify data challenges, prioritize remediation initiatives, and advance the bank’s data maturity.

Key Deliverables

• Requirements Gathering - Collaborate with Regulatory Reporting teams, and stakeholders to elicit, document, and prioritize business requirements for the FR Y-14
• Agile Collaboration - Participate in Agile ceremonies (e.g., sprint planning, daily stand-ups, retrospectives) to align on pod goals, refine user stories, and deliver incremental improvements
• Stakeholder Communication - Act as a liaison between Regulatory Reporting teams, data engineers, and developers to translate business needs into actionable technical requirements.
• Data Quality & Governance - Support the implementation of data quality rules and controls to ensure compliance with data governance and regulatory requirements
• Testing & Validation - Assist in defining acceptance criteria for data-related user stories and support testing to ensure the data environment meets regulatory and business needs
• Documentation - Create and maintain clear documentation, requirements specifications, and user guides, as well as source-to-target mapping and metadata documentation in Collibra, to support regulatory audits and team workflows
• Understand Regulatory Edit Checks and other data quality controls and work with stakeholders to strengthen the risk and control environment
• Root Cause Analysis - Conduct thorough root cause analysis of data gaps and data quality issues and formulate the resulting remediation initiatives
• Regulatory Responses - Formulate responses to Regulatory Edit Checks and other inquiries that result from FR Y-14Q filings

Functional Skills

Data Quality, Controls & Remediation Data remediation programs focused on improving accuracy, completeness, consistency, and timeliness of data used in Finance and Regulatory Reporting. Strengthen end-to-end data controls, including lineage, reconciliation, validations, monitoring, and issue management. Identify data breakages, root causes, and impactful remediation pathways in partnership with global stakeholders. Drive continuous improvements aligned with enterprise data governance policies and regulatory expectations.

Finance & Regulatory Reporting Enablement

Support data requirements for key regulatory filings (e.g., FR Y-14, Y-9C, Call Reports, Liquidity, and other finance data needs). Ensure data quality thresholds, reconciliation processes, and lineage mapping meet the needs of Finance and Regulatory Reporting teams. Collaborate with SMEs to align data processes with evolving regulatory and internal reporting requirements.

Data Governance & Standards

Follow enterprise data governance policies, standards, and controls across critical data domains. Partner with Data Governance to ensure business terms, data definitions, lineage, and critical data elements meet required standards. Drive adoption of governance frameworks and champion data stewardship across Finance and Regulatory Reporting.

Stakeholder Engagement & Relationship Management

Build and sustain strong working relationships with across Finance, Regulatory Reporting, Data Governance, Engineering, Architecture, and Operations. Ensure clear, transparent, and proactive communication with global teams and stakeholders at multiple levels.

Strategic Data Migration & Modernization

Help identify and prioritize strategic data migration opportunities to modern platforms (e.g., cloud environments, Snowflake) in partnership with Engineering & Architecture teams. Ensure data migrations contribute to improvements in data quality, governance maturity, and operational resilience. Drive adoption of modern data tools and capabilities across enterprise teams.

Technical Skills

Hands on experience in database connectivity, SQL Server / Dev, Oracle, Snowflake, Netezza, both on-prem and in cloud. And familiarity with ETL and data virtualization tools. Experience in data governance tools like Collibra or equaling 8 to 10+ years of experience in data management, data quality, data remediation, data governance, preferably within banking or financial services. Prior banking experience in large financial institutions and experience supporting regulatory reporting functions is strongly preferred. Strong understanding of Finance and Regulatory Reporting data needs. Experience working with enterprise data quality tools, frameworks, and control processes. Proven ability to collaborate effectively with global teams across Finance, Regulatory Reporting, Technology, and Governance. Demonstrated experience identifying data issues, driving root cause analysis, and leading remediation initiatives. Bachelor’s or master’s degree in engineering, Data, Engineering, Finance, Computer Science, or related field. Experience with cloud data platforms (Snowflake, AWS, Azure). Exposure to data lineage tools, metadata management platforms, and data quality monitoring solutions. Good Knowledge or experience in Python, AI / ML, Data visualization tools like Power BI, Tableau

Accessibility Needs

We are committed to providing an inclusive and accessible hiring process. If you require accommodations at any stage (e.g. application, interviews, onboarding) please let us know, and we will work with you to ensure a seamless experience

Equal Employment Opportunity

Equal Employment Opportunity FC Global Services India LLP (First Citizens India) is an Equal Employment Opportunity Employer.

We are committed to fostering an inclusive and accessible environment and prohibit all forms of discrimination on the basis of gender, religion, caste, disability, sexual orientation, economic status or any other characteristics protected by the law.

We strive to foster a safe and respectful environment in which all individuals are treated with respect and dignity.

Our EEO policy ensures fairness throughout the employee life cycle.

First Citizens BancShares, Inc., a top 20 U.S. financial institution with more than $200 billion in assets and a member of the Fortune 500™, is the financial holding company for First-Citizens Bank & Trust Company ("First Citizens Bank"). Headquartered in Raleigh, N.C., First Citizens Bank has built a unique legacy of strength, stability and long-term thinking that has spanned generations. Visit: https://www.firstcitizens.com/