KYC Operations Intermediate Analyst

Citigroup Inc.; Mumbai; On-site; INR 800,000 - 1,400,000; Full time

Job summary

Citi in Mumbai is seeking a KYC Operations Analyst to strengthen its AML monitoring, governance, and regulatory reporting within Compliance and Control. You will help develop Citi's KYC programme and work across teams to identify risk, ensure compliance, and protect the firm and its clients.

Responsibilities include managing risk areas, analyzing exposures, presenting findings, collaborating with business managers, and preparing monthly and quarterly risk reports.

Qualifications

• 5-7 years in KYC/AML or related role.
• Experience in a regulated financial environment.
• Strong risk analysis and reporting skills.

Responsibilities

• Manage risk and control areas across KYC function to maintain operational integrity.
• Analyze risk exposures and identify root causes; present findings and mitigation plans.
• Collaborate with business managers and product staff to align with compliance standards.

Skills

KYC/AML expertise

Regulatory compliance

Risk assessment

Stakeholder management

Decision making

Autonomy

Education

Bachelor's degree or equivalent

Job description

Citi is looking for a KYC Operations Analyst to play a key role in strengthening its Anti-Money Laundering (AML) monitoring, governance, and regulatory reporting activities within the Compliance and Control team. In this position, you will help develop and manage Citi's internal Know Your Client (KYC) programme, working across teams to identify risk, ensure compliance, and protect the integrity of the firm and its clients. This is an opportunity to apply your KYC expertise at scale within one of the world's leading financial institutions.

Responsibilities

• Manage key areas of risk and control — including information security, business continuity, and records management — to maintain operational integrity across the KYC function.
• Analyse risk exposures and associated controls to identify root causes, then collaborate with peers and management to present findings and recommend mitigation measures.
• Partner with business managers and product staff to develop and execute plans within your area of responsibility, ensuring alignment with compliance standards.
• Prepare and deliver monthly, quarterly, and periodic risk and control reports for use across internal forums and governance discussions.
• Serve as a subject matter expert for both internal and external stakeholders, providing guidance on KYC processes and compliance requirements.
• Engage with Internal Audit and external audit teams to provide input on risk areas and potential legal liabilities, ensuring findings are clearly communicated and addressed.
• Assess risk in day-to-day business decisions, escalating and managing control issues with transparency to protect the firm, its clients, and its assets.

Required Qualifications & Skills

• Between 5-7 years of experience in KYC, AML, compliance, or a related financial services role.
• Demonstrated ability to make well-informed, timely decisions in a regulated environment.
• Track record of anticipating and responding effectively to business and client needs.
• Ability to build and maintain productive working relationships across business regions and functions.
• Comfortable operating with a degree of autonomy, exercising sound judgement and taking ownership of outcomes.
• Bachelor's degree or equivalent professional experience.

Beneficial Skills & Qualifications

• Experience in a KYC checker or reviewer capacity, with exposure to end-to-end client due diligence processes.
• Subject matter expertise in KYC or AML gained through a specialist or advisory role.
• ACAMS certification (Certified Anti-Money Laundering Specialist) or equivalent professional qualification in financial crime compliance

Job Family Group:

Operations - Services

Job Family:

Business KYC

Time Type:

Full time

Most Relevant Skills

Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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