KYC Analyst

Barclays Capital; Chennai; On-site; INR 600,000 - 900,000; Full time

Job summary

Barclays Capital in Chennai is seeking a KYC Analyst to support periodic KYC/CDD reviews for Barclaycard Issuing customers, ensuring data is complete and up to date.

You will validate information, identify risks, gather documentation, and ensure timely case closure in line with procedures and SLAs. Collaboration with cross-functional teams to maintain robust controls will be essential.

Qualifications

• Experience in KYC/CDD/AML and financial crime operations.
• Ability to review customer data and identify gaps.
• Understanding of regulatory requirements and risk controls.

Responsibilities

• Complete end-to-end KYC/CDD periodic refresh reviews for Barclaycard Issuing customers.
• Review customer information and identify gaps or required documentation.
• Validate key customer data and source verification from public domain and third party approved sources.
• Assess AML, sanctions, PEP, and other risk indicators and escalate as needed.
• Maintain audit trails and case notes with clear decisions and actions.
• Ensure cases are completed within SLAs and support backlog reduction goals.

Skills

KYC

CDD

AML

Financial Crime

Customer due diligence

Job description

Job Description

Purpose of the role

To support business areas with day-to-day processing, reviewing, reporting, trading and issue resolution.

Accountabilities

• Support various business areas with day-to-day initiatives including processing, reviewing, reporting, trading, and issue resolution.
• Collaboration with teams across the bank to align and integrate operational processes.
• Identification of areas for improvement and providing recommendations in operational processes.
• Development and implementation of operational procedures and controls to mitigate risks and maintain operational efficiency.
• Development of reports and presentations on operational performance and communicate findings to internal senior stakeholders.
• Identification of industry trends and developments to implement best practice in banking operations.
• Participation in projects and initiatives to improve operational efficiency and effectiveness.

Analyst Expectations

• To meet the needs of stakeholders/ customers through operational excellence and customer service
• Perform prescribed activities in a timely manner and to a high standard
• No people leadership roles at this grade.
• Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of team members.
• Identify escalation of policy breaches as required.
• Take responsibility for customer service and operational execution tasks.
• Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.
• Gain and maintain an understanding of own role, how the team integrates to achieve overall objectives, alongside knowledge of the work of other teams within the function.
• Work within well-defined procedures that may involve a variety of work routines.
• Demonstrate an understanding of the procedures.
• Evaluate and select the appropriate alternatives from defined options.
• Make judgements based on the analysis of factual information.
• Build relationships with stakeholders and customers to identify and address their needs, in support of a smooth operating process, handling sensitive issues as required.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave.

Step into the role of KYC Analyst, is responsible for completing periodic KYC/CDD reviews for Barclaycard Issuing customers, ensuring customer information remains complete, accurate and up to date. The analyst will review customer profiles, obtain and validate required information/documentation, identify potential financial crime risks, and progress cases in line with applicable procedures and defined service levels.

You may be assessed on key critical skills relevant for success in role such as:

• Complete end-to-end KYC/CDD periodic refresh reviews for customers allocated within the Barclaycard Issuing portfolio.
• Review existing customer information and identify gaps or changes requiring further investigation or supporting documentation.
• Validate key customer information, including: Customer/entity details
• Knowledge of identification & verification from public domain and third party approved sources.
• Transactional analysis
• Nature of business and business activities
• Ownership and control structure
• Directors and relevant connected parties
• Source of funds/source of wealth, where applicable
• Other information required under the relevant KYC/CDD standard

• Perform appropriate customer and financial crime risk assessment in accordance with approved procedures.
• Review available internal and external information and evidence to support completion of the refresh.
• Identify cases requiring additional information and initiate appropriate customer outreach.
• Review information and documentation received from customers and determine whether requirements have been satisfactorily met.
• Maintain accurate case notes and a clear audit trail of decisions, evidence and actions undertaken.
• Identify potential AML, sanctions, PEP, adverse media, or other financial crime risk indicators and escalates concerns through the prescribed process.
• Ensure cases are completed within agreed SLA and ageing requirements, proactively managing outstanding actions and dependencies.
• Complete cases to the required quality standard and respond to Quality Assurance feedback where applicable.
• Escalate complex cases, policy interpretation questions, and exceptions to the relevant SME/Team Leader.
• Support operational objectives relating to backlog reduction, productivity, quality, and timely completion of customer refresh reviews.

Key Skills & Experience

Experience in KYC, CDD, AML, Financial Crime Operations, or customer due diligence. Unde