KYB Analyst

Wahed Invest; Mumbai; On-site; INR 600,000 - 800,000; Full time

Job summary

Wahed Invest in Mumbai is seeking a detail-oriented KYB/KYC/AML due diligence specialist to join our vendor onboarding team. You will review documentation, maintain the Vendor Master, and coordinate with Compliance, Legal, and vendors to resolve inquiries.

The ideal candidate has 1–3 years of relevant experience, strong communication skills, and proficiency with MS Office; you will help ensure timely, accurate vendor risk assessments in a fast-paced fintech environment.

Qualifications

• 1 to 3 years of experience in KYB, KYC, AML, or Third-Party/Vendor Due Diligence.
• Strong verbal and written communication skills with an eye for detail.
• Ability to liaise with vendors and internal stakeholders via calls, emails and chat.
• Knowledge in MS Office and comfortable maintaining structured trackers and records (e.g. Vendor Master).
• Ability to manage and complete specific tasks with minimal direction.
• Willingness to continually learn and stay up-to-date with business demands.

Responsibilities

• Conduct KYB due diligence checks on vendors and review documentation.
• Complete due diligence reviews within 1–2 business days from receipt of documentation.
• Liaise with vendors to obtain outstanding information required for onboarding.
• Own and maintain the Vendor Master and vendor records.
• Record vendor classifications and rationale in Vendor Master.
• Share due diligence findings with Compliance and support resolutions.
• Rectify and update Vendor Master during monthly reviews.
• Track vendor agreement expiry dates and manage renewals/terminations.

Skills

KYB

KYC

AML

Vendor due diligence

Tools

MS Office

Job description

About Wahed

The global financial system wasn't built for everyone. For millions of people, its reliance on interest (riba) creates a barrier to managing money and building wealth without compromising their values.

At Wahed, we're changing that. We are a global fintech company on a mission to build a new financial system - one that is ethical, accessible, and entirely interest-free. From our offices across the globe, our team is building products that were once deemed impossible, from pioneering Shariah-compliant equity ETFs, creating riba-free alternatives to high yield savings accounts, to creating no-leverage real estate investments for truly interest-free income producing assets. If you're driven to solve complex problems and believe finance should empower, not exclude, join us in building a more equitable financial future.

Job Description

• Conduct Know Your Business (KYB) due diligence checks on prospective and existing vendors, reviewing documentation submitted by the Manager to identify and assess risk.
• Complete due diligence reviews within a reasonable timeframe of 1-2 business days from receipt of complete documentation.
• Liaise directly with vendors, where authorised by the Manager, to obtain any outstanding information or documentation required for onboarding.
• Act as designated owner of the Vendor Master, creating and maintaining vendor records and ensuring information is accurately and promptly reflected throughout the vendor lifecycle.
• Record vendor criticality classifications and supporting rationale in the Vendor Master, based on determinations communicated by the Local Compliance Team and Country Head.
• Share due diligence findings with the Local Compliance Team and support resolution of any requests for further documentation.
• Facilitate rectification of, and updates to, the Vendor Master where inconsistencies are identified during monthly compliance reviews.
• Proactively track vendor agreement expiry dates and initiate the renewal or termination process no later than one month prior to expiry.
• Consult with Managers on renewal, renegotiation, or termination decisions, and liaise with the Legal team to prepare any required documentation.
• Confirm final renewal, renegotiation, or termination decisions in writing to the Local Compliance Team and Country Head, and update the Vendor Master with the relevant decision and status.

Job Specification

• 1 to 3 years of experience in KYB, KYC, AML, or Third-Party/Vendor Due Diligence.
• Should possess strong verbal and written communication skills with an eye for detail.
• Should be able to liaise directly with vendors and internal stakeholders (Managers, Compliance, Legal) via calls, emails and chat.
• Knowledge in MS Office and comfortable maintaining structured trackers and records (e.g. Vendor Master).
• Ability to manage and complete specific tasks with minimal direction.
• Willingness to continuously learn, upgrade skills and stay relevant to business demands.