Java Developer- Cards and Payments

Citibank (Switzerland) AG; Pune District; Hybrid; INR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Hybrid work model

Continuous learning opportunities

Wellbeing support

Job summary

Citi in Pune invites a Senior Software Engineer to join its Applications Development and Engineering team, owning end-to-end delivery of enterprise-grade cards and payments solutions at global scale.

You will design, build, and optimize components, mentor junior engineers, and partner with senior stakeholders to ensure performance, security, and reliability in a hybrid work model (3 days in office, 2 remote).

Qualifications

• 5–8 years of hands-on experience delivering enterprise applications in cards/payments.
• Strong expertise in Core Java and Spring Boot.
• Experience with microservices and API gateways.
• Hands-on with CI/CD pipelines and Git.
• Security-focused with knowledge of secure coding practices.

Responsibilities

• Design and deliver enterprise-grade components end-to-end.
• Mentor engineers and collaborate with stakeholders.
• Performance-tune high-volume transaction systems.
• Ensure security and compliance across the development lifecycle.
• Lead microservices and API integrations.

Skills

Java

Spring Framework

Microservices

REST APIs

CI/CD

Git

Agile

Performance tuning

Education

Bachelor's degree in Computer Science or Engineering

Tools

OpenShift

Git-based version control

DB2

API testing tools

Job description

## Java Developer- Cards and PaymentsApply: Hybrid: 1/124, SHIVAJI GARDENS, MOONLI: Pune Maharashtra India: Full time: Posted Today: End Date: October 12, 2026 (6 days left to apply): 26997075Citi is looking for a Senior Software Engineer to join its Application Development and Engineering team, where you will design and deliver enterprise-grade solutions at the heart of the global cards and payments technology ecosystem. In this role, you will own technical delivery end to end, acting as a subject matter expert to senior stakeholders while shaping the systems that process transactions for millions of customers worldwide. You will bring 5–8 years of hands-on engineering experience to a high-performing team operating at global scale.## Responsibilities* Design and build enterprise application enhancements by analysing existing systems, interpreting code, and applying scripting tools to deliver targeted, high-quality solutions.* Develop software components against design specifications using core programming languages, ensuring applications are performant, scalable, and production-ready.* Identify and remediate application vulnerabilities through structured security analysis, testing, and debugging across the full development lifecycle.* Act as the primary technical authority for senior stakeholders and cross-functional teams, translating complex engineering challenges into clear, actionable recommendations.* Mentor junior engineers and analysts, sharing technical knowledge to elevate team capability and accelerate delivery.* Diagnose and resolve complex technical issues by drawing on accumulated engineering experience and established solution patterns to restore stability quickly.* Assess technology decisions against risk and compliance standards, escalating control issues transparently to protect the integrity of Citi's platforms and clients.## Required qualifications & skills* Degree in Engineering or Computer Science at graduate or postgraduate level.* 5–8 years of hands-on experience designing and delivering enterprise applications in the cards and payments domain.* Proficiency in at least one of the following technology stacks: Core Java (1.7+), J2EE, Spring Framework, Spring Boot, and RHEL OpenShift; or IBM z/OS, COBOL, JCL, CICS, VSAM, and DB2 in a SYSPLEX or CICSPLEX environment.* Practical experience building microservices architectures and integrating API gateways, RESTful or SOAP web services, and Open APIs.* Hands-on use of Git-based version control alongside CI/CD pipeline tooling and automated testing frameworks.* Solid working experience in Agile development methodologies, with the ability to deliver consistently within iterative, fast-paced team environments.* Demonstrated ability to performance-tune complex, high-volume enterprise transaction processing systems with a focus on reliability, scalability, and recovery.## Beneficial skills & qualifications* Experience modernising mainframe applications and integrating legacy systems with event-driven, distributed, or cloud-native architectures.* Exposure to messaging technologies such as Kafka or Solace, and databases including DB2, Oracle, and MongoDB.* Practical experience embedding AI and prompt engineering tools into day-to-day engineering workflows.* Familiarity with the cards and payments industry, including current trends in transaction processing and payment scheme evolution.* Prior delivery experience within large Agile teams using Scrum methodology across geographically distributed organisations.## What we offerAt Citi, you will work on technology that operates at a scale few organisations can match, alongside engineers who take ownership of outcomes and hold themselves to a high standard of delivery. This is a role for someone who wants real impact, ongoing technical growth, and the autonomy to shape how global payments technology evolves.* A hybrid working model with 3 days in the office and 2 days working remotely, giving you flexibility alongside meaningful team collaboration.* Ownership of complex, high-stakes engineering challenges within one of the world's leading financial institutions.* Access to continuous learning and technical development opportunities to keep your skills current as technology evolves.a* Exposure to global teams and cross-regional projects, broadening both your technical and professional perspective.* A performance-driven environment where your contributions are recognised and your career progression is actively supported.* Wellbeing support and a range of financial benefits designed to provide long-term security and work-life balance.Build the payments technology infrastructure that moves money for millions of people — apply now and bring your engineering expertise to Citi.