J.P. Morgan

The Corporate Institute; Mumbai; On-site; INR 1,500,000 - 1,900,000; Full time

Job summary

JPMorganChase in Mumbai seeks a Risk Analyst for the Structured Finance team. You will evaluate, underwrite, and monitor a diverse APAC&EMEA portfolio, collaborating with securitized products, bankers, treasury, and traders to structure financing solutions and approve credit exposures.

You will work with clients and partners, analyze creditworthiness, and execute transactions while applying policies and leveraging AI tools to improve efficiency.

Qualifications

• Credit/underwriting credentials and strong analytical skills.
• Strong analytical and modeling abilities.
• Proficiency with Microsoft Office, especially Excel, PowerPoint and Word.
• Motivated with a curious mindset and willingness to learn.
• Strong interpersonal skills and ability to work in a team.
• High accountability and ownership of tasks.
• Interest in client interaction with clear written and verbal communication.
• Ability to handle multiple tasks under pressure in a demanding environment.
• Attention to detail and strong work ethic.

Responsibilities

• Perform financial analysis and identify key risks and strengths in transactions.
• Understand financial products and apply relevant policies and systems.
• Use AI tools to support analysis and improve efficiency.
• Actively manage portfolios and respond reliably to queries.
• Communicate clearly via emails, memos, and presentations.
• Collaborate with stakeholders and participate in meetings.
• Maintain professionalism, ethics, and a positive attitude.

Skills

Analytical skills

Modeling skills

Interpersonal skills

Communication skills

Attention to detail

Teamwork

Pressure handling

Excel

PowerPoint

Word

Tools

Excel

PowerPoint

Word

Job description

Description:

As a Risk Analyst Structured Finance within the APAC&EMEA Structured Finance Team, you will work, together with more senior members of the team, on the evaluation, underwriting, and monitoring of a diverse portfolio in the Asset-Backed markets including Public ABS, Private Asset Back Financing, conduits and other SPVs. You will partner with Securitized Products, Corporate and Investment Bankers, Treasury Services and Traders to analyze, structure, risk grade, and approve credit exposures. You will be working closely with clients and internal partners to assess creditworthiness, structure financing solutions, and execute transactions.

Job responsibilities:

• Perform financial analysis and identify key risks and strengths in transactions
• Understand financial products and apply relevant policies and systems
• Use AI tools to support analysis and improve efficiency
• Manage actively portfolios and respond reliably to queries
• Communicate clearly through emails, memos, and presentations
• Collaborate with stakeholders and participate in meetings
• Maintain professionalism, ethics, and a positive attitude

Required qualifications, capabilities, and skills:

• Some credit/underwriting credentials, analytical skills
• Possess strong analytical and modeling skills
• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word
• Highly motivated with a natural passion to learn and an inquisitive personality
• Strong interpersonal skills and an ability to work well in a team environment
• Strong sense of accountability and ownership of tasks
• Interest in client interaction with strong verbal and written communication skills
• Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
• Strong attention to detail and an excellent work ethic

About the company:

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company.