IRM-Analyst-RMCC

HDFC Bank Limited; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

HDFC Bank Limited is seeking a RMCC Risk Analyst within Integrated Risk Management in Mumbai. The role focuses on assessing creditworthiness, regulatory reporting, KRI computation, and vendor outsourcing risk management, supporting RMCC sub-verticals with analysis and compliance activities.

The position collaborates with multiple stakeholders to ensure Basel-compliant reporting and effective risk governance while contributing to ongoing automation projects and risk assessment processes.

Qualifications

• Graduation in BCom/BSc/MSc/MCom; MBA/CFA/CA preferred.
• CFA, CA or MBA certifications are advantageous.
• Strong analytical and regulatory knowledge is essential for risk assessment.

Responsibilities

• Analyze financials and credit proposals to assess creditworthiness.
• Monitor and review ratings for assigned portfolios.
• Prepare regulatory reports as per Basel standards.
• Analyze KRI data and support OR loss data analysis and regulatory reporting.
• Submit vendor reviews and ensure regulatory and compliance requirements.
• Perform tasks as defined by business needs.

Skills

Analytical skills

Regulatory knowledge

Stakeholder management

Planning and organizing

Banking product knowledge

Education

BCom/BSc/MSc/MCom

MBA

CFA

CA

Job description

Job Title

RMCC Risk Analyst

Business Unit

Integrated Risk Management

Reporting To

Team Lead - RMCC / Senior Risk Analyst

Job Function and Role Type

Risk, Individual Contributor

Version No

3.0

Job Purpose

Responsible for assessing creditworthiness, regulatory reporting, KRI computation, and vendor outsourcing risk management. Supports RMCC sub-verticals with analysis, reporting, and compliance activities.

Key Responsibilities

Ratings Team Responsibilities

Analyze financials and credit proposals to assess creditworthiness.

Monitor and review ratings for assigned portfolios.

Identify risks and evaluate business models.

Credit Mid Office Responsibilities

Prepare regulatory reports as per Basel standards.

Resolve audit queries and manage automation projects.

Collaborate with stakeholders to achieve objectives.

Operations Risk Responsibilities

Collect and compute KRI data and score sheets.

Analyze OR loss data and prepare regulatory reports.

Process write-off and provision files.

Outsourcing Risk Responsibilities

Submit vendor reviews and requirement documents.

Evaluate regulatory and compliance requirements.

Test and implement system functionalities.

Other Responsibilities

Perform tasks as defined by business needs.

Education:

Graduation in BCom/BSc/MSc/MCom; MBA/CFA/CA preferred.

Certifications:

CFA, CA, MBA.

Key Competencies

Analytical skills, regulatory knowledge, stakeholder management, planning and organizing, banking product knowledge.

Major Stakeholders

Business and Customer Relationship Management Team, SME/Retail Credit Risk Department, Basel Team, IT Team, Credit Policy Team.

Required Skills

Refer to the Job Description