Internal Audit

NPCI International Payments (NIPL); Mumbai; On-site; INR 800,000 - 1,200,000; Full time

Job summary

NPCI International Payments (NIPL) is seeking an internal audit professional to lead risk-based audits across financial, operational, and IT domains. You will develop robust audit plans, test controls, and communicate findings with concrete recommendations.

The role requires 2+ years in internal audit within BFSI, strong analytical ability, and effective communication. Knowledge of regulatory frameworks and an AI-enabled mindset will help drive smarter decision-making and continuous improvement.

Qualifications

• 2+ years of internal audit experience, preferably in BFSI.
• Big 4 or consulting background is a plus.
• Strong analytical and critical thinking skills.
• Excellent communication skills and stakeholder engagement.

Responsibilities

• Prepare and conduct risk-based internal audits across financial, operational, compliance, and IT areas.
• Develop audit plans, programs, and testing procedures; perform walkthroughs and testing.
• Evaluate controls, identify gaps, and propose improvements; ad-hoc audits as needed.
• Prepare concise audit reports and present findings to management and committees; track agreed actions.

Skills

Internal Audit

BFSI knowledge

Analytical thinking

Communication skills

Independence

Regulatory awareness

AI/ML mindset

Job description

Role & responsibilities

1 Audit Planning & Execution-

• Prepare and conduct riskbased internal audits as per the approved annual audit plan across financial, operational, compliance, and IT areas
• Develop audit plans, audit programs, and testing procedures
• Perform walkthroughs, control testing, and substantive procedures
• Identify control gaps, root causes, and improvement opportunities
• Perform ad-hoc audit assignments

2 Risk, Control & Governance-

• Evaluate the effectiveness of internal controls
• Assess compliance with policies, procedures, laws, and regulations

3 Reporting & Communication-

• Prepare clear, concise audit reports with practical recommendations
• Discuss findings with process owners and management to ensure alignment
• Track and follow up on agreed management actions, Audit Committee ATRs and ensure timely closure
• Prepare presentations of audit results to senior management / audit committees

4 Advisory & Value Addition-

• Provide advisory support on process improvements, system implementations, and new initiatives
• Act as a trusted advisor while maintaining independence
• Support continuous improvement of internal audit methodology

Preferred candidate profile

1. 1. 2+ years of work experience in Internal Audit preferably in BFSI industry;
2. 2. Big 4 or consulting experience is an added advantage
3. 3. Strong analytical and critical thinking skills.
4. 4. Strong communication skills
5. 5. Ability to work independently and collaboratively in a team environment
6. 6. Familiarity with regulatory and compliance frameworks
7. 7. AI-enabled mindset with the ability to leverage AI/ML tools and insights to drive smarter decision-making, improve data workflows, and enhance outcomes.