Insurance Underwriter – Excess & Specialty

Micro1; India; A distancia; INR 8.451.000 - 12.207.000; A tiempo parcial

Descripción de la vacante

Cashback24x7 is seeking an Insurance Underwriter – Excess & Specialty for a remote contractor role. You will apply extensive underwriting expertise to evaluate complex commercial and specialty risks in the US market, focusing on excess and specialty lines, liability, and umbrella coverage.

Your input will help train AI systems with real-world underwriting insights. Responsibilities include structuring coverage, interpreting policy language, and ensuring compliance.

Formación

• 4–5+ years of hands-on underwriting in commercial lines, specialty insurance, excess casualty, or umbrella products.
• Deep understanding of commercial P&C, liability coverage, and policy evaluation best practices.
• Experience with insurance operations in complex or specialty risk environments.
• Excellent written and verbal communication skills to explain underwriting concepts.

Responsabilidades

• Evaluate complex commercial and specialty risk scenarios in the US market.
• Structure coverage for excess and specialty lines, including liability and umbrella.
• Assess policy language and provide feedback on coverage analysis.
• Identify risk factors, apply underwriting judgment, ensure regulatory compliance.
• Support AI training data with real-world underwriting insights.
• Communicate clearly in a remote work environment to assist AI systems.

Conocimientos

Underwriting in commercial lines

US market knowledge

Policy interpretation

Communication skills

Descripción del empleo

Job Title: Insurance Underwriter – Excess & SpecialtyJob Type: ContractorLocation: RemoteJob Summary: As a Insurance Underwriter – Excess & Specialty, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters.

Key Responsibilities:

• Leverage your extensive underwriting expertise to evaluate complex commercial and specialty risk scenarios in the US insurance market.
• Analyze, interpret, and structure coverage for excess and specialty lines, focusing on liability, umbrella, and unique risk categories.
• Assess policy language and provide nuanced feedback on policy interpretation and coverage analysis.
• Identify risk factors, apply sound underwriting judgement, and ensure compliance with industry standards and insurance regulations.
• Support the development of AI training data by contributing real-world insights on underwriting practices and coverage operations.
• Collaborate in a remote environment, providing clear, effective written and verbal communication to enhance AI system understanding.
• Share insight into evolving trends, emerging risks, and innovations within specialty and excess insurance lines.

Required Skills and Qualifications:

• 4–5+ years of hands-on underwriting experience in commercial lines, specialty insurance, excess casualty, or umbrella products.
• In-depth understanding of commercial P&C, liability coverage, and policy evaluation best practices.
• Demonstrated expertise in policy interpretation, insurance compliance, and comprehensive coverage analysis.
• Experience working with insurance operations in complex or specialty risk environments.
• Excellent written and verbal communication skills, with the ability to articulate nuanced underwriting concepts.
• Proven track record within the US insurance market or with US-based clients and frameworks.

Preferred Qualifications:

• Prior exposure to emerging risk types, complex liability structures, or innovative coverage solutions within excess & specialty lines.
• Experience collaborating on cross-functional teams or contributing to process improvement initiatives in insurance operations.

Global candidates with deep familiarity with US underwriting standards and commercial insurance practices are strongly encouraged to apply.