IN Transaction Monitoring Analyst

Fintech Farm Ltd; India; Presencial; INR 600.000 - 900.000; Jornada completa

Descripción de la vacante

Fintech Farm Ltd is seeking a Transaction Monitoring Analyst (Fraud) to join the Operations and Support team in India. You will monitor and review transactions to detect suspicious activity, investigate fraud, and prepare investigative reports.

The role requires strong analytical and communication skills, knowledge of fraud trends, and experience with SQL and Advanced Excel. You will work independently with stakeholders and may rotate to nights/weekends as needed.

Formación

• 2 years experience in fraud analysis or internal control in fintech/tech startup.
• Strong analytical, communication, and organizational skills.
• Attention to detail and ability to spot patterns and anomalies.
• Knowledge of fraud trends and ability to analyze, investigate, and optimize fraud processes.
• Fundamental understanding of regulatory policies in Fintech.
• Strong oral and written communication and presentation skills.
• Able to work independently and with stakeholders.
• Willing to work Nights and Weekends on a rotating shift.

Responsabilidades

• Monitor and review transactions to isolate suspicious/fraudulent transactions.
• Monitor transaction limits to detect transaction anomalies.
• Investigate fraud and prepare Fraud Investigative Reports.
• Review transactions flagged by Behavioral monitoring tool and contact Customer to confirm genuineness.
• Manage fraud database and report fraud statistics to the regulators.
• Review daily call over of all transaction postings to ensure error free posting and proofs.
• Timely preparation of all spot checks and sweep reports including investigations of incidences.
• Conduct periodic reviews of the Company's control practices and document findings at least once quarterly.
• Prompt escalations to other banks/FIs for all reported fraudulent transfers, to increase chances of recovery.
• Use data analytics tools such as Excel and SQL to analyze our fraud data, and share trends and insights with the rest of the company.
• Block/place restrictions on accounts upon receipt of a fraudulent complaint.
• Investigation of Fraudulent chargebacks.

Conocimientos

Fraud analysis

Analytical skills

Communication skills

Organizational skills

Attention to detail

Regulatory knowledge

Stakeholder management

Flexibility

Educación

Bachelor's Degree

Herramientas

SQL

Advanced Excel

Descripción del empleo

Transaction Monitoring Analyst (Fraud) - Operations and Support

Key Responsibilities

• Monitor and review transactions to isolate suspicious/fraudulent transactions
• Monitor transaction limits to detect transaction anomalies
• Investigate fraud and prepare Fraud Investigative Reports
• Review transactions flagged by the Behavioral monitoring tool and contact Customer to confirm
• genuineness of transactions
• Manage fraud database and report fraud statistics to the regulators
• Review daily call over of all transaction postings to ensure error free posting and Proofs
• Timely preparation of all spot checks and sweep reports including investigations of incidences
• Conduct periodic reviews of the Company's control practices and document findings at least once quarterly
• Prompt escalations to other banks/FIs for all reported fraudulent transfers, to increase chances of
• recovery
• Use data analytics tools such as Excel and SQL to analyze our fraud data, and share trends and insights with the rest of the company
• Block/place restrictions on accounts upon receipt of a fraudulent complaint
• Investigation of Fraudulent chargebacks

Qualification Requirements

• 2 years experience as a Fraud Analyst/Internal control officer preferably at a high-growth tech startup in the financial services space
• Have strong analytical, communication, and organizational skills.
• Exhibit strong attention to detail, able to spot patterns or anomalies and investigating them to confirm or discard your suspicions
• Are constantly seeking for better processes rather than managing the status quo
• Possess a solid understanding of fraud trends and have experience using technology to detect, prevent, analyze, investigate and optimize fraud processes
• Have basic knowledge of common regulatory policies and standards in the Fintech industry
• Strong oral and written communication skills, including sound presentational skills
• Ability to work well independently as well as the ability to work well with stakeholders
• Flexibility in resolving issues and addressing changing priorities
• Bachelor's Degree
• Willing to work Nights and Weekends on a rotating shift basis

We consider as a plus

• previous startup experience
• knowledge of the credit card or consumer finance industry, especially fintech
• proficiency in SQL/ Advanced Excel or any other data manipulation tool