Health Underwriter

Reliance General Insurance (RGI); Delhi; On-site; INR 600,000 - 1,000,000; Full time

Job summary

Reliance General Insurance (RGI) is seeking a Health/GPA underwriter to handle group health proposals, analyze client portfolios, and submit quotes within deadlines. You will monitor product IC ratios and implement remedial actions.

Strong Excel and MS Office skills are expected, with good domain knowledge. The candidate should have 3–4 years in insurance or related fields, understand the local market, and work well in a team to influence internal and external stakeholders across branches and

Qualifications

• Health / GPA underwriting knowledge and analytical ability.
• Domain knowledge and strong customer focus.
• Business and process orientation with good presentation skills.
• Ability to work in a team and influence others.
• Excellent knowledge of Excel and MS Office; local market awareness.
• Market intelligence on underwriting practices of insurers.

Responsibilities

• Group Health underwriting for fresh/renewal proposals.
• Analyze client portfolio and submit quotes within time limits.
• Monitor IC ratios product-wise and apply remedial measures.
• Perform monthly analyses.

Skills

Health / GPA underwriting knowledge

Domain knowledge

Customer focus

Business and process orientation

Effective people management skills

Creativity / innovation

Teamwork and influence

Presentation skills

Education

Graduate / Postgraduate / Degree in Insurance

Tools

Excel

MS Office

Job description

Role & responsibilities

Product knowledge of Health / GPA

• Group Health Underwriting for Fresh/Renewal Proposals
• To make comprehensive analysis of the portfolio of the client and submit quotes within time limits specified.
• Monitoring of IC ratios Product wise and remedial measures.
• Analysis on monthly basis.

Skills & Competencies:-

• Health / GPA Underwriting Knowledge and Analytical ability
• Domain Knowledge
• Customer Focus
• Business and Process Orientation
• Effective people management skills
• Ability to be creative, innovative
• Ability work in team and influence
• Good Knowledge of Excel and MS office
• Good Presentation skills Interfaces Internal All departments at Corporate / Service Centers / Branches and External Potential Customers / IRDA / Service Providers / TPA
• Graduate /Post Graduate / Degree with 3 to 4 years of experience in Insurance or similar industry
• Knowledge of local market
• Business Acumen
• Market intelligence with regard to other insurer’s underwriting practices and products