Gold Loan Relationship Officer_Loans Against Gold-Marketing Branches Operations_Mysore

Kotak Mahindra Bank; Mysuru; On-site; INR 279,000 - 446,000; Full time

Job summary

Kotak Mahindra Bank in Mysuru invites applications for a Gold Loan Relationship Officer. You will source gold loan customers, manage existing relationships, and ensure smooth processing of applications at the branch.

The role requires strong interpersonal skills, a sales mindset, and good knowledge of gold loan products, documentation, and regulatory guidelines. You will collaborate with branch teams to deliver excellent service and growth in the Loans Against Gold segment.

Qualifications

• Source new customers for gold loan products through branch walk-ins, field visits, and local networking.
• Explain product features, eligibility criteria, and documentation requirements to customers.
• Ensure timely processing and disbursement of gold loans.
• Cross-sell other banking products such as CASA, insurance, and investment products.
• Ensure compliance with internal policies, audit norms, and regulatory guidelines.
• Maintain accurate records of customer interactions and loan documentation.
• Collaborate with branch teams to ensure seamless operations and customer experience.

Responsibilities

• Source new customers for gold loan products through branch walk-ins, field visits, and local networking.
• Explain features, eligibility, and documentation requirements.
• Ensure timely processing and disbursement of gold loans.
• Cross-sell CASA, insurance, and investment products.
• Ensure compliance with policies, audits, and regulations.
• Maintain records of customer interactions and loan documentation.
• Collaborate with branch teams for seamless operations and customer experience.

Job description

Job Description:

We are looking for a motivated and customer-oriented Gold Loan Relationship Officer to drive business growth in the Loans Against Gold segment. The role involves sourcing new customers, managing existing relationships, and ensuring smooth processing of gold loan applications. The ideal candidate should have strong interpersonal skills, a sales mindset, and a good understanding of gold loan products and branch operations.

Responsibilities

• Source new customers for gold loan products through branch walk-ins, field visits, and local networking
• Explain product features, eligibility criteria, and documentation requirements to customers
• Ensure timely processing and disbursement of gold loansMaintain high levels of customer service and satisfaction
• Cross-sell other banking products such as CASA, insurance, and investment products
• Ensure compliance with internal policies, audit norms, and regulatory guidelines
• Maintain accurate records of customer interactions and loan documentation
• Collaborate with branch teams to ensure seamless operations and customer experience