Global Banking & Markets operations - Corporate Loans Settlements-Associate-Bengaluru

Goldman Sachs; Bengaluru; On-site; INR 1,400,000 - 2,300,000; Full time

Job summary

Goldman Sachs seeks a Loan Operations professional to manage documentation and servicing across syndicated loans, coordinating with internal teams and external counterparties to ensure accurate processing and robust controls.

Ideal candidates have 2–6 years in loan operations, exposure to syndicated loans and credit agreements, and hands-on use of LoanIQ, ACBS, and ClearPar, with strong analytical and risk-aware skills to manage high volumes within tight timelines.

Qualifications

• 2–6 years of experience in loan operations, loan documentation, or agency servicing.
• Exposure to syndicated loans and credit agreements is essential.
• Hands-on experience with systems such as LoanIQ, ACBS and ClearPar.
• High attention to detail and risk awareness.

Responsibilities

• Loan Documentation Review & Interpretation of complex credit agreements and amendments.
• Controls, Risk & Compliance through pre/post-transaction checks.
• Stakeholder Management with Borrowers, Lenders, Agent banks and internal teams.
• Reporting & Process Improvement to streamline workflows and enhance controls.

Skills

Loan operations

Documentation review

Regulatory awareness

Stakeholder management

Attention to detail

Education

Financial or quantitative academic background

Tools

LoanIQ

ACBS

ClearPar

Job description

Job Description

OPERATIONS

Operations is a dynamic, multi-faceted division that partners with all parts of the firm to provide banking, securities, and asset management services to clients around the world. In addition, Operations provides essential risk management and controls to enhance the firm's assets and its reputation. For every new product launched and every trade executed, it is Operations that develops and manages the processes and controls that enable business flow. Operations span all product lines and markets, serving as internal business partners who develop the processes and controls, and help to specify the systems that deliver accuracy, timeliness, and integrity to our business.

YOUR IMPACT

Loan Operations is responsible for ensuring efficient and accurate transaction processing across a broad range of products. Generally, the products supported are complex instruments that require close alignment with the business. A key focus for the organization is establishing strong risk management procedures and controls to ensure the firm and our clients are properly protected. The functional processes managed by the Servicing Team are primarily aligned to the loan life cycle: from Origination; Initial Commitment to the loan; Trade Settlement; Drawdown/funding; Scheduled/Unscheduled Pay-downs; reconciliation of cash/position breaks; as well as the ongoing management of information related to our portfolio of loans. This role provides a high level of interaction with revenue desks, sales, external agents, as well as exposure to compliance, credit, regulatory teams, treasury, technology, and other Operations areas to ensure we provide excellent client service to our wide client base.

How You Will Fulfill Your Potential

Gain a comprehensive understanding of the bank loan business through servicing a portfolio of syndicated corporate bank debt.

Develop your critical thinking competency by investigating and resolving transactional exceptions.

Coordinate with business, product control and middle office to resolve issues in a timely manner.

Manage risks related to specific processes and identify any deviations from established policies and procedures.

Contribute to automation of functions, de‑risking processes and streamlining of complex processes.

Enhance your industry knowledge through settlement of complex loan trades.

Cultivate your problem‑solving skills through managing and reviewing complex legal documentation pertaining to syndicated loans.

Build your communication skills through daily interactions with the firm’s external business counterparts, such as agent banks, clients, and trading partners.

Showcase your ability to function as a team player in a highly collaborative environment while working closely with internal stakeholders such as Business Groups, Legal, Tax, Controllers, Technology, Compliance, etc.

Collaborate with Global teams in New York, Dallas, London, Bengaluru, and Asia on initiatives supporting the loans market.

Participate in industry initiatives facilitated by the Loan Syndication and Trading Association (LSTA) & Loan Market Association(LMA)

Key Responsibilities

• Loan Documentation Review & Interpretation
  Review and interpret complex credit agreements, amendments, and legal documentation to ensure accurate application in operations
  Validate key clauses (e.g., transfer provisions, interest terms, covenants, fee structures) prior to transaction processing
• Controls, Risk & Compliance
  Perform pre/post-transaction checks to ensure compliance with credit agreements and regulatory requirements
  Identify documentation exceptions or inconsistencies and flag/escalate appropriately
  Support reconciliation of cash, positions, and breaks to minimise operational risk
• Stakeholder Management
  Act as a point of contact for Borrowers, Lenders, Agent banks, and internal teams (Front Office, Legal, Credit, Ops)
  Resolve documentation-related queries and discrepancies efficiently
  Ensure clear and timely communication across stakeholders
• Reporting & Process Improvement
  Support preparation of MIS, regulatory reporting, and audit documentation
  Identify opportunities to streamline documentation workflows and enhance controls
  Contribute to automation and standardisation initiatives

Required Skills & Experience

• 2–6 years of experience in loan operations, loan documentation, or agency servicing
• Exposure to syndicated loans and credit agreements is essential
• Strong understanding of loan documentation, lifecycle events, and servicing processes
• Hands‑on experience with systems such as Loan IQ / ACBS / ClearPar
• Ability to reconcile data and interpret financial transactions accurately
• High attention to detail and risk awareness
• Strong analytical and problem‑solving skills
• Ability to manage high volumes under tight timelines
• Effective stakeholder communication and coordination

Preferred Qualifications

• Financial or quantitative academic background.

About Goldman Sachs

The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments, and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world.