Global Banking & Markets - Loan Management & Due Diligence - Associate - Bengaluru

Goldman Sachs Bank AG; Bengaluru; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Goldman Sachs seeks an Analyst or Associate to join the asset management vertical within Private Markets Investing & Lending (PMIL) team. You will assist in transaction management, monitor lending portfolios, and support the direct monitoring team across debt facilities collateralized by private credit and private equity.

Strong communication and quantitative skills are essential. The role involves data validation, reporting development, and collaborating with multiple business groups to ensure

Qualifications

• Minimum 2-4 years of experience in asset management or equity/credit analysis.
• GPA of 3.5 or CFA candidacy preferred.
• Strong communication and stakeholder management skills.
• Ability to build relationships internally and with clients.
• Analytical mindset with attention to detail.

Responsibilities

• Manage and oversee data related to underlying collateral and fundamentals.
• Track collateral adequacy for funding and margining; create dashboards and reports.
• Analyze credit quality of structured transactions; assess risks and performance.
• Monitor key financial covenants and legal documents.
• Translate financing facility documents into Excel models.

Skills

Strong communication skills

Relationship management

Analytical mindset

Interest in financial markets

Time management under tight deadlines

Team player

Education

Finance degree

Business degree

Math degree

Accounting degree

GPA 3.5

CFA candidate

Job description

The Goldman Sachs Group is a bank holding company and a leading global investment banking, securities and investment management firm. Goldman Sachs provides a wide range of services worldwide with a substantial and diversified client base that includes corporations, financial institutions, governments and high net worth individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in London, Frankfurt, Tokyo, Hong Kong and other major financial centers around the world.

Global Banking & Markets

Our core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We help them buy and sell financial products on exchanges around the world, raise funding, and manage risk. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments and are energized by a bustling trading floor.

Goldman Sachs is seeking an Analyst or Associate level candidate to join the asset management vertical within Private Markets Investing & Lending (PMIL) team to assist in the transaction management and monitoring of the lending portfolio. Our team sits within the Global Banking and Markets division and operates as the direct monitoring team across debt facilities collateralized by private credit and private equity investments. The finance professional will be an integral part of the team, responsible for a wide variety of activities and analysis. This position has frequent contact with all levels of employees, management, and clients. The candidate should possess strong communication and presentation skills.

JOB RESPONSIBILITIES

• Management and oversight of data related to underlying collateral i.e. private equity positions, fundamental analysis of corporations, including data setup, data management, and data validation
• Tracking and confirmation of collateral adequacy for funding and margining (collateral covenants, eligibility, concentration limits). Creating deal dashboards and summary reports
• Analyze the credit quality of structured transactions and provide a view on the underlying performance, and potential risks & challenges in the future on existing and live trades
• Monitoring of key parameters and financial covenants as per the legal documents
• Decoding financing facility’s legal documents and formulating the statements into meaningful Excel Models
• Managing client relationships and ensuring smooth / high quality execution of various deals and its activities
• Manage and create data related quality control checks for internal databases and provide resolution through analytic research
• Develop reporting solutions through multiple tools as needed. Ability to produce interactive graphs, pivot tables, etc. for reporting

Maintains systems for tracking projects and communicate results to different business groups

BASIC QUALIFICATIONS

• 2-4 years of experience in asset management, analysis of company financial reports, fundamental analysis.
• Strong academic background – in finance, business, math, or accounting degree with a minimum 3.5 GPA equivalent / candidates pursuing CFA
• Strong communication skills (clear, concise, and confident)
• Ability to manage internal and external relationships
• Solid analytical/logical mindset and attention to detail
• Commercial focus and interest in financial markets
• Able to work under tight time constraints and extended hours as required
• Ability to prioritize workload, manage expectations and is a team player

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.