Financial Data Analyst

Moody's; Karnataka; On-site; INR 600,000 - 900,000; Full time

Job summary

Moody's in India seeks an entry-level Credit Data Analyst to support credit analysis through data, research, and analytical services. You will apply Moody’s standards to financial data to generate adjusted metrics, ratios, and visualizations, scrub and validate data for use in ratings and research, and review financial reports to assess issuer performance.

Collaborate with analysts and accounting specialists to interpret accounting treatments, assist rating teams by gathering data inputs, and

Qualifications

• Bachelor’s degree in Finance, Business, Accounting, or a related field.
• CFA/ FRM preferred.

Responsibilities

• Support credit analysis through data, research, and analytical services
• Apply Moody’s standards to financial data to generate adjusted metrics, ratios, and visualizations
• Scrub and validate data for use in ratings and research
• Review financial reports and official statements to assess issuer performance; collaborate with analysts and accounting specialists to interpret accounting treatments
• Assist rating teams by gathering and preparing data inputs
• Perform calculations and apply judgment to support analytical outputs
• Maintain databases and complete deliverables such as newsletters and ad-hoc reports.

Skills

Credit analysis

Financial metrics

Excel proficiency

English communication

AI curiosity

Team collaboration

Education

Bachelor’s degree in Finance

CFA/ FRM preferred

Tools

Excel

Job description

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

• 0-2 years in credit/financial data analysis and interpretation; experience in structured finance will be an added advantage
• Basic understanding of how data integrates into credit methodologies and ratings processes
• Ability to read, interpret, and analyze financial metrics and statements
• Engage effectively with team members, managers, and select stakeholders to support deliverables
• Develop working knowledge of multiple simple projects or deliverables under guidance
• Proficient in Microsoft Office (especially Excel) with strong English communication and interpersonal abilities
• Basic understanding of AI concepts (Generative AI tools and Agentic AI systems etc) with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency leveraging these technologies for research, analysis, or workflow optimization. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.

Education

• Bachelor’s degree in Finance, Business, Accounting, or a related field
• CFA/ FRM preferred.

Responsibilities

• Support credit analysis through data, research, and analytical services
• Apply Moody’s standards to financial data to generate adjusted metrics, ratios, and visualizations
• Scrub and validate data for use in ratings and research
• Review financial reports and official statements to assess issuer performance. Collaborate with analysts and accounting specialists to interpret accounting treatments
• Assist rating teams by gathering and preparing data inputs
• Perform calculations and apply judgment to support analytical outputs
• Maintain databases and complete deliverables such as newsletters and ad-hoc reports.

About the team

Being part of the RRS Global Capability Centers provides a unique opportunity to foster skills that are valuable to any future career in the financial services industry. The RRS GCC teams perform a range of data, analytical and research services that contribute to the overall credit analysis function performed by the rating groups. By joining our team, you will be a part of exciting work in the global capability centers.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.