Enterprise Analytics & Strategy /Data Scientist

NOVAC; Navi Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Shriram Finance is building an Enterprise Analytics function that goes beyond dashboards and reporting. You will work directly with senior business leaders to solve high-impact business problems across lending, risk, customer life cycle, pricing, digital, collection, fraud and portfolio strategy.

If you enjoy solving business problems using data, not just building reports, this role is for you. This is a techno-functional role that can shape analytics frameworks and drive growth initiatives

Qualifications

• Strong knowledge of SQL, Python, Excel, PowerBI, Statistics, Predictive Analytics.
• Exposure to AI/ML, Experiment Design, BREs, A/B testing are added advantages
• Strong analytical, conceptual, and problem-solving abilities.
• Experience within Lending Industry (Bank/ NBFC/ Fintech/ Digital Lending platforms etc.) is must

Responsibilities

• Identify opportunity to improve acquisition, conversion and customer profitability
• Design analytics framework to accelerate business growth
• Support strategic initiatives through data-driven recommendations
• Build underwriting and portfolio monitoring strategies
• Develop Early Warning Systems (EWS)
• Improve Portfolio quality using predictive analytics
• Build Customer 360 capabilities
• Drive segmentation, personalization and cross-sell strategies
• Improve customer lifetime value
• Support Risk-based Pricing
• Measure profitability at customer, product and portfolio levels
• Optimize portfolio returns
• Analyze customer journeys
• Improve digital conversion
• Measure feature adoption and customer engagement
• Monitor portfolio health
• Build MIS and executive dashboards
• Identify emerging business opportunities

Skills

SQL

Python

Excel

PowerBI

Statistics

Predictive Analytics

Job description

Experience: 3- 10 Years

Location: Ghansoli office, Navi Mumbai

About the Role:

We, at Shriram Finance, are building an Enterprise Analytics function that goes beyond dashboards and reporting. Our mission is to transform analytics into strategic business capabilities that drives growth, strengthen Portfolio quality, improves customer experience, and unlocks new revenue opportunities.

You will work directly with senior business leaders to solve high-impact business problems across lending, risk, customer life cycle, pricing, digital, collection, fraud and portfolio strategy.

If you enjoy solving business problems using data, not just building reports, this role is for you. This is Techno-Functional Role.

What you will OWN:

Business Growth:

• Identify opportunity to improve acquisition, conversion and customer profitability
• Design analytics framework to accelerate business growth
• Support strategic initiatives through data-driven recommendations

Credit & Risk Analytics:

• Build underwriting and portfolio monitoring strategies
• Develop Early Warning Systems (EWS)
• Improve Portfolio quality using predictive analytics

Customer Analytics:

• Build Customer 360 capabilities
• Drive segmentation, personalization and cross-sell strategies
• Improve customer lifetime value

Pricing and Profitability:

• Support Risk-based Pricing
• Measure profitability at customer, product and portfolio levels
• Optimize portfolio returns

Digital Analytics:

• Analyze customer journeys
• Improve digital conversion
• Measure feature adoption and customer engagement

Portfolio Analytics:

• Monitor portfolio health
• Build MIS and executive dashboards
• Identify emerging business opportunities

We value People who:

- Think like business owner rather than report/ MIS builders

- Can translate Data into business decisions

- Challenge assumptions with facts

- Simplify complex problems

- Communicate confidently with senior stakeholders

- Learn quickly and embrace ambiguity

- Are curios, collaborative and execution-focused

Requirements:

- Strong knowledge of SQL, Python, Excel, PowerBI, Statistics, Predictive Analytics

- Exposure to AI/ML, Experiment Design, Bureau data, Alternative data, BREs, A/B testing are added advantages

- Strong analytical, conceptual, and problem-solving abilities.

- Experience within Lending Industry (Bank/ NBFC/ Fintech/ Digital Lending platforms etc.) is must