Digital Collections Analyst

Amazon India Limited; Bengaluru; On-site; INR 900,000 - 1,400,000; Full time

Job summary

Amazon India Limited in Bengaluru seeks a Digital Collections Analyst to design and optimize digital collections across SMS, email, WhatsApp, IVR, and other channels. This role focuses on data-driven interventions to improve recoveries and customer engagement, with dashboards and KPI tracking to inform decisions.

The ideal candidate will have a Bachelor's degree, proficiency in SQL, advanced Excel, and Tableau, and experience in collections within financial services.

Qualifications

• Bachelor's degree required.
• Experience with SQL and advanced Excel.
• Experience in visualization tools such as Tableau.

Responsibilities

• Design, manage, execute, and optimize digital collections strategies across channels.
• Monitor portfolio performance across delinquency buckets and recommend data-driven interventions.
• Analyze customer behavior, payment trends, contactability, and campaign performance.
• Develop, monitor, and publish MIS reports, dashboards, and KPIs.
• Support AI-powered collections, automation workflows, and omni-channel engagement.
• Collaborate with technology vendors and internal teams for integrations and deployments.
• Ensure compliance with regulatory requirements and internal policies.
• Track SLAs, quality metrics, and business outcomes for vendor management.
• Prepare management presentations highlighting portfolio trends and risks.
• Stay informed on AI capabilities and digital engagement best practices.

Skills

SQL

Advanced Excel

Tableau

Education

Bachelor's degree

MBA

Tools

Tableau

Job description

Collection Analyst , Digital Collections Description The Digital Collections Analyst is responsible for designing, executing, monitoring, and optimizing digital collections strategies across various customer engagement channels, including SMS, WhatsApp, IVR, Voice Bot, Chat Bot email, and other digital platforms. The role focuses on improving collections efficiency, enhancing customer engagement, and maximizing recoveries through data-driven decision-making and technology-enabled interventions. The analyst will monitor portfolio performance across different delinquency buckets, analyze customer behavior and campaign effectiveness, identify opportunities for process improvement, and recommend targeted collection strategies. The role involves close collaboration with Collections, Risk, Product, Technology, Compliance, and external technology partners to implement digital initiatives, AI-driven automation, and omni channel communication strategies. The Digital Collections Analyst will also be responsible for developing performance dashboards, tracking key collection metrics, conducting campaign analysis, supporting vendor performance management, and ensuring all digital collection activities comply with applicable regulatory guidelines and internal policies. The ideal candidate should possess strong analytical skills, proficiency in data analysis and visualization tools, and a good understanding of collections operations within the banking, NBFC, or fintech ecosystem. This role plays a critical part in driving digital transformation within collections by leveraging analytics, automation, AI, and customer centric engagement strategies to improve operational efficiency while delivering a seamless customer experience.

Key job responsibilities

• 1. Design, manage, execute, and optimize digital collections strategies across channels such as SMS, WhatsApp, IVR, Voice Bot, Chat Bots, email, and other digital engagement platforms.
• 2. Monitor daily portfolio performance across delinquency buckets and recommend data-driven interventions to improve collections and customer engagement.
• 3 Analyze customer behavior, payment trends, contactability, and campaign performance to identify opportunities.
• 4. Develop, monitor, and publish MIS reports, dashboards, and KPIs related to collections performance & digital channel effectiveness.
• 8. Support the implementation and optimization of AI-powered collections, automation workflows, conversational bots, and omni channel customer engagement solutions.
• 9. Work closely with technology vendors and internal engineering teams to support system integrations, testing, issue resolution, and new feature deployments.
• 11. Ensure digital collection activities comply with regulatory requirements internal policies, customer communication guidelines, and data privacy standards.
• 14. Support vendor performance management by tracking service-level agreements (SLAs), quality metrics, and business outcomes.
• 15. Maintain data accuracy and integrity across collections systems, campaign platforms, and reporting tools.
• 16. Prepare management presentations and business reviews, highlighting portfolio trends, key insights, risks, and recommendations.
• 17. Stay informed about emerging technologies, AI capabilities, digital engagement channels, and industry best practices to drive innovation in collections operations.

About the team

The Digital Collections team is responsible for transforming the collections function through technology, data & customer centric engagement. We keep exploring emerging technologies such as AI-powered collections, conversational bots, speech analytics, and workflow automation to build smarter & more scalable collection processes. Our team culture is built on innovation, ownership, collaboration & continuous learning. Team members are encouraged to experiment, challenge conventional approaches, and use data to solve complex business problems. If you're passionate about using technology & analytics to solve real-world business challenges while shaping the future of digital collections, you'll find a collaborative, fast-paced & rewarding environment within our team.

Basic Qualifications

• Bachelor's degree
• Experience with SQL and advanced Excel
• Experience in visualization tools such as Tableau

Preferred Qualifications

• Bachelor's degree in business, data science, public administration, finance, engineering, human resources or related field, or MBA and 3+ years of business-to-business collections experience
• Experience in the financial services industry

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