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HDFC ERGO General Insurance in India is seeking a Deputy Manager - Risk and Loss Mitigation to strengthen investigation workflows and ensure compliance across the claims lifecycle.
The role involves leading claim investigation efforts, coordinating with external vendors, and driving data-driven cost savings while maintaining high ethics and regulatory standards. You will report to the Risk and Loss Mitigation function and support identification of operational improvements.
HDE/JC/16573
End Date 12 Jun 2027
Required Experience 1 - 4 years
Basic Section
New Job Title Deputy Manager - Risk and Loss Mitigation
No. Of Openings 1
Grade JM2
Campus/Non Campus Non Campus
Employment Type Permanent
Organisational
Company HDFC ERGO General Insurance
Legal Entity HDFC ERGO General Insurance
SBU/ Channel Enabling Function
Business Function Risk and Loss Mitigation
Cost Center Risk and Loss Mitigation
Cost Center Code 1671
Department Risk and Loss Mitigation
Function Risk and Loss Mitigation
Business Zone NA
Job Role TM-FCI
Country India
Region North
Branch Code 1312
Type of Office Corporate
Graduation
Investigation mangement ? Claim Investigation Allocation of assigned claims to respective vendors with case relevant triggers ? Follow up for IR and TAT management ? Level 1 QC clearance & validate the submissions against shared triggers ? Success in claim investigation based upon strong medical & legal evidences ? Preparing reports based on findings and observations and guide / Gathering and Analyzing the facts and ? Developing & creating evidence which stands in court of law ? Report submission and coordination with claims team. ? Evidence Matrix Assurance Ascertain evidence quality as per matrix Validate each & every evidence with the case triggers ? Escalation Management ? Payment reconciliation with Vendors Project tracking Vendor Management Vendor Empanelment & Training & Development ? Ensure the ethics and compliance during managing the external investigators and self- investigation of cases ? Vendor Payment Reconciliation ? Handling physical verification, field visits to hospitals, pharmacies, diagnostic centers etc, collect evidences and report for further action to Insurers, Corporates etc. ? Analyze data on utilization, outcomes and costs to determine trends and identify problem areas. ? Present findings to the management, which may include reviews, proposed solutions, and implementation of long- and short-term solutions for improvements in claim processing and cost savings. ? Desktop Investigation Trigger identification through data at intimation/Referral stage ? Social media searches ? Cold calling using digital platforms Identify key business people, link analysi