Data Scientist - Intermediate

Equifax; Pune District; Hybrid; INR 1.400.000 - 2.400.000; Vollzeit

Zusammenfassung

Equifax Analytics in Pune is seeking a Data Scientist to validate models across consumer and commercial credit risk, marketing, and fraud domains while leveraging Google Cloud Platform to automate workflows.

You will build analytical approaches, translate requests into use cases, create training data, and advance AI/ML validation projects in a collaborative, cross-functional environment with a strong focus on regulatory compliance.

Qualifikationen

• 2–5 years of experience developing and/or validating models across financial domains.
• Master’s degree or higher in Statistics, Mathematics, Engineering, Economics, Data Science, or related field.
• Experience with AI techniques (ML, NLP, DL) and their applications.
• Proficiency in Python and SQL.

Aufgaben

• Independently validate models across consumer and commercial credit risk, marketing, fraud, and account management.
• Utilize Google Cloud Platform (GCP) to automate workflows and improve process integration.
• Execute AI validation projects from concept through implementation in line with goals.
• Engage with departments to align strategy and share insights.
• Contribute to policies guiding AI practices and model risk management for regulatory compliance.
• Stay current with industry best practices related to model risk management.

Kenntnisse

Python programming

SQL

Interpersonal skills

Collaboration across geographies

AI techniques

Ausbildung

Master's degree in Statistics

Master's degree in Mathematics

Master's degree in Engineering

Master's degree in Economics

Master's degree in Data Science

Tools

Scikit-learn

Statsmodels

TensorFlow

Jobbeschreibung

Equifax is where you can power your possible. If you want to achieve your true potential, chart new paths, develop new skills, collaborate with bright minds, and make a meaningful impact, we want to hear from you.

As a Data Scientist , you will have the opportunity to manipulate large data sets, integrate diverse data sources, data types and data structures into solutions under management guidance. You will build experience developing analytical approaches to meet business requirements, which involves translating requests into use cases, test cases, preparation of training data sets and iterative algorithm development.

What you will do

• Independently validate models across multiple financial domains, including consumer and commercial credit risk, marketing, fraud, account management to ensure their accuracy, reliability, and compliance.
• Utilize Google Cloud Platform (GCP) to enhance efficiency by automating workflows and improving process integration.
• Execute AI validation projects, contributing to their conceptualization, planning, and successful implementation in alignment with organizational goals.
• Engage with various departments to ensure cohesive strategy implementation, sharing insights, and fostering a collaborative work environment.
• Contribute expertise to the development of policies that guide AI practices and model risk management, ensuring regulatory compliance and ethical standards.
• Stay current with industry best practices and regulatory guidelines related to model risk management

What experience you need

• 2 - 5 years of experience in developing and/or validating models, with a good understanding of industry-specific requirements and challenges.
• Master’s degree or higher in Statistics, Mathematics, Engineering, Economics, Data Science, or other relevant discipline, demonstrating a high level of expertise and commitment to the field
• Demonstrated expertise in AI techniques (Machine learning, natural language processing, deep learning) and their applications.
• Experience with ML libraries such as Scikit-learn, Statsmodels, TensorFlow, or equivalent is recommended.
• Advanced level programming in Python and SQL.
• Strong interpersonal skills with the ability to build effective relationships and collaborate effectively with partners.
• Experience collaborating with partners, stakeholders, and teams across multiple geographies and levels of the organization.
• In-depth knowledge and practical experience in credit risk, marketing and/or fraud models.

What could set you apart

• Exposure to AI agents, multi-agents and/or Agentic AI Frameworks
• Familiarity with regulatory requirements and guidelines related to Model Risk Management.
• Prior regulatory modeling development experience including ECL, Stress testing, CECL/IFRS9.
• First‑hand experience on cloud‑based platforms including GCP, Azure and/or AWS.
• Excellent communication and presentation skills.

We offer a hybrid work setting, comprehensive compensation and healthcare packages, attractive paid time off, and organizational growth potential through our online learning platform with guided career tracks.

Primary Location:

IND-Pune-Equifax Analytics-PEC

Function:

Function - Data and Analytics

Schedule:

Full time