Data Scientist - Credit Risk

YourMoneyWise; Bengaluru; On-site; INR 2,800,000 - 4,200,000; Full time

Job summary

YourMoneyWise in Bengaluru, India is seeking a full-time data science professional to build ML models for credit risk, underwriting, and fraud detection. You will work with large-scale transaction data to improve lending decisions and portfolio performance, requiring strong Python/SQL and experience in risk modeling.

Join a team focused on robust statistical modeling and practical feature engineering to drive better credit decisions and risk controls in a fast-growing fintech environment.

Qualifications

• M.Tech/MS in Statistics, CS, or related field.
• Proficiency in Python, SQL, and ML frameworks.
• Experience with credit scoring or risk modeling.
• Strong grasp of statistical modeling and feature engineering.

Responsibilities

• Develop machine learning models for credit risk assessment, underwriting, and fraud detection.
• Leverage large-scale transaction data to improve lending decisions and portfolio performance.

Skills

Python

SQL

ML frameworks

Credit scoring

Statistical modeling

Feature engineering

Education

M.Tech/MS in Statistics, CS, or related field

Job description

Bangalore, India Full Time 28-42 LPA 3-6 years

Description

Develop machine learning models for credit risk assessment, underwriting, and fraud detection. Leverage large-scale transaction data to improve lending decisions and portfolio performance.

Requirements

• M.Tech/MS in Statistics, CS, or related field
• Proficiency in Python, SQL, and ML frameworks
• Experience with credit scoring or risk modeling
• Strong grasp of statistical modeling and feature engineering