Credit Risk Modeler

Ford Motor Company; Chennai; Presencial; INR 1.200.000 - 2.100.000; Jornada completa

Descripción de la vacante

Lincoln Motor Company is seeking a skilled risk analytics professional in Chennai to develop and validate credit risk models using AI/ML techniques. The role requires deep understanding of PD, LGD, EAD and cloud-based analytics on GCP, with strong communication to translate results into strategic insights.

You will work with data scientists and business teams to improve risk assessment, leveraging predictive modeling and statistical methods.

Formación

• Masters in Mathematics/Statistics/Engineering or related discipline.
• Strong understanding of PD, LGD and EAD modeling.
• Hands-on AI experience and proficiency in GCP.
• Knowledge of credit life cycle and risk measurement.
• Experience with statistical methods and ML techniques.
• Experience building and implementing cloud-based analytics on GCP.
• Ability to present complex results clearly.

Responsabilidades

• Develop and validate credit risk models.
• Translate modeling outputs into actionable insights.
• Prepare presentations and documentation for modeling processes.
• Collaborate with teams and stakeholders across functions.
• Manage multiple interfaces and drive analytics studies.

Conocimientos

Credit risk modeling

AI/ML

Statistical methods

Data analysis

Communication skills

Predictive modeling

Excel/PowerPoint

Educación

Masters in Mathematics/Statistics/Engineering or related

Herramientas

Python

R

SAS

GCP

Excel

PowerPoint

Descripción del empleo

• Note: Internal candidates are requested to apply using their external CV. Applications submitted without an external CV will not be considered for further processing
• Masters in Finance, Financial Engineering, Analytics or Mathematics, Computer Science, Statistics, Industrial Engineering, Operations research, or related field.
• Good understanding of Probability of Default (PD), LGD and EAD modeling technique.
• Proven hand-on experience in Artificial Intelligence and extensive experience in GCP .
• Very good understanding of Predictive modeling techniques and their application.
• Knowledge of Credit life cycle
• Statistics and machine learning techniques.
• Conducted and applied statistical methodologies including linear regression, logistic regression, ANOVA/ANCOVA, CHAID/CART, cluster analysis
• Team player and collaboration skills.
• Programming skills in GCP, R, SAS, and PYTHON.
• Fluency with Excel, PowerPoint and Word
• Strong written and oral presentation / communication skills – must have the ability to convey complex information simply and clearly
• Experience with developing and implementing cloud based analytical solutions in GCP or similar set up.
• Develop and validate credit risk models and support additional analysis
• Enhance the usage of Artificial Intelligence / ML and transform into more efficient solutions.
• Using GCP, SAS, R, Python, for model building and model validation
• Continual enhancement of statistical techniques and their applications in solving business objectives
• Compile and analyze the results from modeling output and translate into actionable insights
• Prepare PowerPoint presentations and document preparation for the entire credit risk modeling process
• Collaborate, Support, Advise and Guide in development of the models
• Acquire and share deep knowledge of data utilized by the team and its business partners
• Participate in global conference calls and meetings as needed and manage multiple customer interfaces
• Execute analytics special studies and ad hoc analyses
• Evaluate new tools and technologies to improve analytical processes
• Set own priorities and timelines to accomplish projects (accountability for project deliverables)
• Masters in Mathematics/Statistics/Economics/Engineering or any other related discipline or a track record of performance that demonstrate this ability
• Practical applications of mathematical modeling and Artificial Intelligence
• Demonstrated knowledge in credit and/or market risk measurement and management
• Excellent problem solving, communication, and data presentation skills