Credit risk analytics

Indus Insights And Analytical Services Private Lim Ited; Gurugram District; On-site; INR 1,200,000 - 2,500,000; Full time

Job summary

Indus Insights And Analytical Services Private Lim Ited in Gurugram is seeking a senior credit risk specialist to build and maintain predictive models for loan defaults and to apply advanced analytics to portfolio data. You will collaborate with cross-functional teams to design data-driven risk solutions.

The role requires 5–9 years in banking or finance with strong SQL skills and hands-on experience with ML algorithms such as logistic regression, decision trees and clustering.

Qualifications

• 5–9 years of experience in banking/finance with credit risk modeling.
• Strong SQL querying skills for large datasets.
• Experience with ML algorithms like logistic regression, decision trees, clustering.

Responsibilities

• Develop and maintain credit risk models to predict loan defaults.
• Collaborate with cross-functional teams on data-driven risk solutions.
• Analyze large datasets to inform lending decisions and portfolio risk.

Skills

Credit risk modeling

SQL

Machine learning

Job description

Roles and Responsibilities :

• Develop and maintain credit risk models using advanced analytics techniques to predict loan defaults.
• Collaborate with cross-functional teams to design and implement data-driven solutions for credit risk management.
• Analyze large datasets to identify trends, patterns, and correlations that inform lending decisions.
• Provide insights and recommendations to stakeholders on portfolio performance, risk exposure, and potential opportunities.

Job Requirements :

• 5-9 years of experience in banking or finance industry with expertise in credit risk modeling.
• Strong proficiency in SQL programming language for querying large datasets.
• Experience working with machine learning algorithms such as logistic regression, decision trees, clustering etc.