Credit Risk Analyst – Financial Institution

Conjoin Consultancy Pvt Ltd; Mumbai; On-site; INR 600,000 - 800,000; Full time

Job summary

A financial consultancy firm based in Mumbai is seeking an experienced analyst to oversee the Financial Institutions portfolio. Responsibilities include credit reviews, monitoring performance, and preparing detailed presentations for senior management. The ideal candidate should have experience in credit analysis and a strong understanding of financial markets.

Qualifications

• Experience in credit analysis and financial evaluation.
• Strong analytical skills and attention to detail.
• Knowledge of global financial markets and institutions.

Responsibilities

• Independently review and monitor counterparties in the Financial Institutions portfolio.
• Write credit reviews recommending credit ratings for counterparties.
• Monitor developments impacting credit profiles.

Job description

Roles and Responsibilities

• The Financial Institutions team covers a global portfolio of Financial Institutions. As a member of the team, you will:
• Be responsible for independently reviewing and monitoring counterparties within the allocated Financial Institutions portfolio, which will primarily include banks and broker dealers.The portfolio also includes insurers and other Financial Institutions to a lesser extent.
• Specifically, you will :
• Write credit reviews recommending credit ratings for banks and broker dealers counterparties trading.
• This includes an evaluation of a counterparty’s business model, its credit profile, macro-economic and sector trends, financial analysis, performance vs its peers etc.
• Perform in-depth sector and peer reviews, highlighting key trends, growing risks, and possible risk mitigation to be undertaken by the firm.
• Participate in due diligence calls and create due diligence notes.
• Monitor the performance of counterparties and also closely track developments related to the counterparty, industry, economy, regulations, markets etc., which could adversely impact the credit profile of the counterparty.
• Preparation and presenting detailed notes with the view/outlook and appropriate risk management action to senior management.
• Assist regional analysts in setting and negotiating credit terms to be included in legal agreements with the counterparty.