Credit Risk Analyst

GS Consulting; India; Remote; INR 8,00,000 - 12,00,000; Full time

Job summary

A consulting firm in India seeks an experienced professional in credit risk management. The role involves developing, implementing, and maintaining risk management strategies within the consumer lending portfolio. Candidates should have a strong analytical background and experience in credit strategies. The ideal candidate holds a degree in finance, economics, or related fields and possesses over 3 years of relevant experience.

Qualifications

• 3+ years of hands-on experience in credit risk management within consumer banking.
• Deep knowledge of credit underwriting principles and portfolio management techniques.
• Demonstrated ability to develop and execute credit strategies across consumer lending products.

Responsibilities

• Design, implement, and maintain risk management strategies and credit policies.

Skills

Credit risk management

Regulatory frameworks

Analytical tools (SAS, SQL, R, Python)

Stakeholder management

Problem-solving

Education

Bachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, Data Science

Job description

Qualifications:

Bachelor s or Master s degree in Finance, Economics, Statistics, Mathematics, Data Science, or a related field

Skills:

3+ years of hands-on experience in credit risk management within consumer banking.

Deep knowledge of credit underwriting principles, portfolio management techniques,

and regulatory frameworks.

Demonstrated ability to develop and execute effective credit strategies across various

consumer lending products.

Strong proficiency in analytical tools and languages such as SAS, SQL, R, or Python.

Experience in model development and validation is an advantage.

Excellent analytical, problem-solving, and decision-making skills.

Strong communication and stakeholder management skills,

Key Responsibilities:

1. Credit Risk Strategy & Policy Development

Design, implement, and maintain risk management strategies and credit policies across

the consumer lending portfolio.