Credit Portfolio Analyst - Collection and Recoveries

Citigroup Inc.; Mumbai; Sur place; INR 1 200 000 - 2 400 000; Plein temps

Résumé du poste

Citigroup Inc. is seeking an intermediate Credit Portfolio Analyst to conduct credit reviews, approvals and monitoring to identify migrations, coordinating with Risk Management to manage Citi’s global portfolio exposure.

The role emphasizes independent judgment, SME-level guidance and governance across trading and financing businesses. The position requires 2–5 years of relevant experience with financial analysis, accounting and valuation, and strong written and verbal communication skills.

Qualifications

• 2-5 years of relevant experience.
• Experience in financial analysis, accounting and valuation.
• Consistently demonstrate clear and concise written and verbal communication.

Responsabilités

• Resolve issues and recommend solutions to moderate problems.
• Integrate specialty area knowledge with industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family.
• Serve as an industry expert and advisor.
• Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds.
• Develop risk management framework and processes for funds.
• Advise businesses and clients on transaction structures and negotiate credit terms.
• Operate with limited supervision and exercise independence of judgement and autonomy.
• Act as SME to senior stakeholders and other team members.
• Escalate, manage and report control issues with transparency to safeguard Citi and assets.

Connaissances

Analytical Thinking

Credible Challenge

Governance

Policy

Procedure

Regulation

Portfolio Analysis

Risk Management Lifecycle

Formation

Bachelor's degree/University degree or equivalent experience

Description du poste

The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities

• Resolve issues and recommend solutions to moderate problems
• Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
• Serve as an industry expert and advisor
• Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
• Develop risk management framework and processes for funds
• Advise businesses and clients on transaction structures and negotiate credit terms
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Acts as SME to senior stakeholders and /or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 2-5 years of relevant experience
• Experience in financial analysis, accounting and valuation
• Consistently demonstrate clear and concise written and verbal communication

Education

• Bachelor's degree/University degree or equivalent experience

Job Family Group

Risk Management

Job Family

Portfolio Credit Risk Management

Time Type

Full time

Most Relevant Skills

• Analytical Thinking
• Credible Challenge
• Governance
• Policy
• Procedure
• Regulation
• Portfolio Analysis
• Risk Management Lifecycle

Other Relevant Skills

• Constructive Debate
• Escalation Management
• Industry Knowledge
• Policy and Procedure
• Policy and Regulation
• Process Execution
• Product Knowledge
• Risk Controls and Monitors
• Risk Identification and Assessment

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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