Credit Manager - Wholesale Underwriting

Ratnaafin Capital; Ahmedabad District; On-site; INR 6,75,000 - 9,00,000; Full time

Job summary

A financial services firm in Ahmedabad is looking for a Credit Underwriter to assess and handle credit cases for working capital and term loans. The ideal candidate is a CA Fresher, preferably with up to 2 years of experience in credit underwriting. Responsibilities include assessing credit cases, conducting due diligence, and preparing credit approval memorandums. This role offers a great opportunity in the financial sector.

Qualifications

• Responsible for assessing cases in line with credit policy.
• Handling credit underwriting for working capital and term loans.
• Conducting due diligence and preparing credit approval memorandums.

Responsibilities

• Assess credit cases sourced by sales team.
• Determine deviations and exceptions in credit policy.
• Discuss credit approval memorandums with managers.

Education

CA Fresher

Experience in Credit Underwriting

Job description

Role & responsibilities

• Responsible for assessing cases sourced by the Sales team in line with the credit policy, and determining deviations and exceptions.
• Handling credit underwriting of working capital / channel finance / term loans cases in the mapped region.
• Conducting on sight/Call based DueDiligence.
• Prepare Credit Approval Memorandum (CAM) as per policy and discuss the same with the Senior Credit/Underwriting Manager.

Preferred candidate profile

• CA Fresher or up to 1 year experience.
• Prior work experience of up to 2 year in Credit Underwriting preferable in SME and Wholesale Credit will be preferred.