Credit Manager

Naman Commodities Graminmoney; Delhi; On-site; INR 1,200,000 - 1,600,000; Full time

Job summary

Naman Commodities Graminmoney in Delhi seeks a Credit Manager to oversee credit operations, assess creditworthiness, and manage risk while ensuring timely collections.

You will collaborate with sales and finance, develop credit policies, create scoring models, monitor overdue accounts, and mentor the credit team.

Qualifications

• Minimum 5 years in credit management.
• Strong understanding of credit policies and risk assessment.
• Experience with credit scoring and collections.

Responsibilities

• Evaluate credit applications and set credit limits.
• Monitor credit risk and overdue collections.
• Prepare credit reports and analysis.
• Approve or reject loan requests based on credibility and potential revenues and losses.
• Develop and implement credit policies and procedures.
• Create credit scoring models to predict risks.
• Collaborate with other departments to align credit strategies.

Job description

Title- Credit Manager

Job Location- Janakpuri West, Delhi The Credit Manager oversees the companys credit operations, including assessing creditworthiness, managing risk, and ensuring timely collections. This role balances risk management with customer satisfaction and collaborates with sales and finance teams.

Key Responsibilities:

• Evaluate credit applications and determine credit limits.
• Monitor credit risk and manage collections of overdue accounts.
• Prepare and present credit reports and analysis.
• Approve or reject loan requests, based on credibility and potential revenues and losses.
• Calculate and set interest rates.
• Negotiate loan.
• Develop and implement credit policies and procedures.
• Create credit scoring models to predict risks.
• Collaborate with other departments to align credit strategies.
• Marketing Research and evaluate clients creditworthiness after checking all documents.
• Handling leads that are received through online digital.
• Supervise and mentor the credit team.