Credit and CLO Analytics

Crisil; Mumbai; On-site; INR 700,000 - 1,800,000; Full time

Job summary

Crisil in Mumbai seeks an experienced credit analysis professional to manage end-to-end credit estimates and support underwriting decisions. The role involves collaboration with portfolio managers, risk teams, operations and external stakeholders to ensure timely, accurate credit assessments.

You will monitor CLO portfolios, maintain documentation, and drive process improvements to enhance efficiency, accuracy and risk controls in a fast-paced rating agency environment.

Qualifications

• End-to-end credit estimates process experience.
• Reviewing documentation for completeness and accuracy.
• Familiarity with rating agency workflows and regulatory requirements.

Responsibilities

• Manage end-to-end credit estimates process for rating agency requests.
• Maintain and upload documents to Box repositories, ensuring data integrity.
• Coordinate and track rating agency submissions to meet deadlines.
• Perform detailed loan approval and credit analyses to support underwriting.
• Review documentation packages for completeness and accuracy.
• Monitor CLO portfolios to ensure compliance with guidelines and regulatory requirements.
• Develop cash interest models for CLO transactions.
• Collaborate with portfolio managers, credit teams, operations, and external stakeholders.
• Support process improvement initiatives to enhance efficiency, reporting accuracy, and risk controls.

Skills

Credit analysis

Documentation management

Stakeholder collaboration

Process improvement

Risk management

Job description

• Manage the end-to-end credit estimates process for rating agency requests, including sourcing, validating, and organizing documentation from internal and external sources.
• Maintain and upload required documents to designated Box repositories, ensuring data integrity and audit readiness.
• Coordinate and track rating agency submissions to ensure adherence to deadlines and timely resolution of outstanding requests.
• Perform detailed loan approval and credit analyses, supporting underwriting decisions and portfolio risk assessment.
• Review documentation packages for completeness and accuracy, proactively identifying and resolving deficiencies.
• Monitor CLO portfolios on an ongoing basis to ensure compliance with investment guidelines, and regulatory requirements.
• Develop and maintain cash interest models for CLO transactions,
• Collaborate with portfolio managers, credit teams, operations, and external stakeholders to facilitate efficient execution of credit and compliance activities.
• Support process improvement initiatives aimed at enhancing operational efficiency, reporting accuracy, and risk management controls.