Credit Analyst-Working Capital/ Deputy Manager/ Manager

Axis Bank; Chennai District; Presencial; INR 600 000 - 900 000; Tempo integral

Resumo da oferta

Axis Bank in Chennai is seeking a Credit Analyst for the Commercial Banking Group. You will evaluate proposals by analyzing market conditions, financial statements, and borrower profile, and coordinate with Relationship Managers to align client needs with credit solutions.

Qualification emphasis is on graduates with strong academics; CA/Management graduates or ICWAs are preferred. The role requires good command of English and local language and will involve preparing credit notes, CAMs, and

Qualificações

• Graduates with a good academic background.
• CA/Management Graduates/ICWA preferred.

Responsabilidades

• Evaluate proposals by analyzing market, financial statements, and borrower profile.
• Prepare CAMs and notes; respond to observations from Risk department.
• Assess credit worthiness and prepare credit proposals.
• Conduct review/renewal of accounts; ensure timely tasks.

Conhecimentos

Financial ratios

Credit analysis

Communication skills

Formação académica

Graduate

CA

ICWA

MBA

Descrição da oferta de emprego

About Commercial Banking Group:

The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc

About the Role:

Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements

Key Responsibilities

• Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
• Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
• Conduct review / renewal of accounts
• Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.

Qualifications:

Optimal qualification for success on the job is:

• Graduates with a good academic background
• CAs/Management Graduates/ICWAs will be preferred

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

• Good understanding of financial ratios and concepts
• Good communication (both verbal and written) skill in both English and the local language

Note:

CA Female and Male Immediate joiner Only or Previous experience as credit analyst in working capital division is accepted(mini 5 years)

Job location:

Chennai

Grade :

Deputy Manager/Manager.