Core Banking Technology - Business Analyst - Senior Associate

PwC Acceleration Center India; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

PwC Acceleration Center India seeks a Senior Associate in Core Banking Technology to collaborate with financial services clients and translate business needs into scalable architecture and consulting deliverables.

You will guide junior team members, drive quality solutions, and contribute to PwC's diverse client portfolio while growing technical skills and personal brand in a collaborative environment.

Qualifications

• Bachelor's degree in a relevant field (e.g., Accounting, Computer Science, Finance, Information Technology).
• 2+ years of experience.
• English proficiency (spoken and written).

Skills

Architecture governance

Cloud-native design

Containerization

Service mesh

IaC

Observability

API gateways

Security (mTLS/OIDC)

Leadership

Banking domain knowledge

Education

Bachelor's degree

Tools

Docker

Kubernetes

Istio

Linkerd

Terraform

CloudFormation

Prometheus

Grafana

ELK/EFK

Job description

The Opportunity

Join our Acceleration Center India and help shape the future of business for our diverse client portfolio across geographies and jurisdictions. You’ll work at the heart of global teams across Advisory, Assurance, Tax and Business Services—solving real client challenges through connected collaboration. We’ll help you grow your skills so you can go further. With hands‑on learning, cutting‑edge tools and an inclusive culture, this is your opportunity to do inspiring work that makes a difference—every day.

As a Core Banking Technology - Business Analyst - Senior Associate, you will engage with clients in the financial services industry, particularly within the banking and capital markets sector, to deliver impactful business application consulting solutions. Within our Advisory practice, you will utilize your skills to analyze complex problems and develop deliverables that align with client service engagements. This role involves working closely with clients to understand their needs and provide tailored solutions that enhance their business operations.

As a Senior Associate, you will leverage your professional skills to build meaningful client relationships and navigate complex situations. You will guide and mentor junior team members, fostering a collaborative environment that encourages personal growth and development. Your ability to anticipate client needs and deliver quality solutions will be crucial in this role. Embracing ambiguity, you will use these opportunities to grow your personal brand and deepen your technical skills.

In this role at PwC Acceleration Center India, you will be part of a dynamic team that focuses on delivering high‑quality business application consulting services. Your contributions will play a vital role in helping clients achieve their business objectives and drive success in the ever‑evolving financial services landscape.

Responsibilities

Technical Architecture Skills

• Strong business–technology alignment, with the ability to translate business capabilities into target architecture and solution architecture blueprints
• Ability to articulate complex architecture constructs (microservices, distributed systems, integration patterns) to business and technical stakeholders
• Expertise in driving architecture governance, design reviews, and ensuring adherence to enterprise architecture standards
• Analyze system landscapes, legacy architectures, and technical constraints to design scalable, resilient, and cloud‑native solutions
• Demonstrate technical leadership, ownership, and accountability while mentoring teams and enforcing engineering best practices
• Strong analytical and decomposition skills to break down monolithic systems into modular, loosely coupled services
• Hands‑on expertise in containerization and orchestration (Docker, Kubernetes) and service mesh (Istio, Linkerd)
• Proficient in Infrastructure‑as‑Code (Terraform, CloudFormation) and observability tooling (Prometheus, Grafana, ELK/EFK)

Experience with API gateways and service‑mesh security (mTLS, OAuth2/OIDC), and designing for

Banking & Payments Domain Knowledge (Secondary)

• Working knowledge of ISO 20022 message standards and end‑to‑end payment flows (pain, pacs, camt, admi)
• Familiarity with global payment schemes such as SEPA, SCT Inst, UK Faster Payments, and cross‑border (SWIFT)
• Exposure to payment hubs/frameworks (preferably FIS OPF) and their integration with core banking systems
• Understanding of core banking functions (accounts, deposits, loans, CASA lifecycle) and platforms such as Finacle, Temenos, or Flexcube
• Awareness of regulatory and compliance requirements (PSD2, AML, KYC) impacting system design
• Prior experience in banking/payments engagements is preferred but not mandatory for candidates with strong technical architecture depth

What You Must Have

• At least a Bachelor's degree in one of the following fields of study: Accounting, Computer and Information Science, Finance, Information CyberSecurity, Information Technology, Management Information Systems
• At least 2 years of experience
• Oral and written proficiency in English required

What Sets You Apart

• At least one of the following: DevOps Engineer certifications, Agile certifications, SAFe or other scaling methodology certifications, Project Management Professional (PMP), Certified Scrum Manager (CSM), or similar PM-related certification
• Demonstrating proficiency in business data analytics and transformation
• Utilizing analytical reasoning to solve complex banking challenges
• Implementing technology solutions in financial services environments
• Excelling in project delivery and resource management
• Embracing change and innovation in business technology
• Developing strategic planning skills for banking operations