Compliance Officer-Principal Officer at Multitude

Multitude; Gurugram District; Híbrido; INR 1 200 000 - 1 800 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Share purchase matching

Group medical insurance

Workation programme

Hybrid work model

Resumo da oferta

Multitude is seeking a qualified Company Secretary to build and own the compliance function for Bhawana Capital, an RBI-registered NBFC in India. Based in Gurgaon with hybrid work, the role demands leadership, deep regulatory knowledge, and the ability to establish end-to-end compliance architecture.

The candidate will oversee RBI filings, AML programs under PMLA, and board governance, while managing relationships with regulators and lenders.

Qualificações

• Qualified Company Secretary with 4–8 years post-qualification experience in an NBFC or RBI-regulated entity.
• Hands-on experience with RBI regulatory returns, board/committee processes, MCA and ROC filings.
• Working knowledge of PMLA; AML certification (CAMS) preferred.

Responsabilidades

• Own RBI compliance, including KYC Master Directions, Digital Lending Guidelines, outsourcing norms, and periodic returns filing.
• Lead PMLA/FIU-IND obligations as Principal Officer, build AML framework, and handle STRs/CTRs.
• Oversee partner oversight, data handling, KFA statements, and default loss regulation compliance.
• Perform company secretarial & board governance functions: prepare board papers, minutes, MCA/ROC filings, and support the Designated Director.

Conhecimentos

Company Secretary (ACS)

RBI regulations

AML/CFT (PMLA)

Digital lending exposure

Board/committee processes

Formação académica

Company Secretary (ACS)

Descrição da oferta de emprego

This opportunity was posted more than 30 days ago and no application deadline was provided. You can explore active listings below.

Compliance Officer-Principal Officer at Multitude

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Organising Institution / Firm

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Qualified Company Secretary (ACS) with 4-8 years post-qualification experience in an NBFC or RBI-regulated entity. Hands-on experience with RBI regulatory returns, board/committee processes, MCA and ROC filings, working knowledge of PMLA, comfort operating independently, digital lending exposure advantageous, AML certification (CAMS) preferred.

Full-time Job

Full Opportunity Brief

If you have been waiting for the chance to truly own compliance — not just execute tasks within a large department but build an entire compliance function from the ground up — the new Compliance Officer-Principal Officer role at Multitude may be your career-defining move. Based in Gurgaon, this is not a typical mid-level compliance job. It is a mandate to establish the compliance architecture for Bhawana Capital, Multitude's RBI-registered NBFC in India, while holding statutory responsibilities in your own name. For a qualified Company Secretary with 4–8 years of experience in an RBI-regulated environment, this is an exceptional opportunity to transition from a support role to a leadership position in one of Europe's most innovative financial services groups.

Why This Compliance Officer Role Stands Apart

Most compliance roles in India are positioned within existing teams where the regulatory framework is already operational. You join, learn the ropes, and gradually take ownership of specific filing obligations or policy updates. This role flips that trajectory completely. As the description clearly states: "This is a single-owner compliance role. You will not be joining a compliance department. You will be establishing one." For ambitious compliance professionals, especially Company Secretaries who have spent years supporting Principal Officers rather than holding the title, this is a chance to write your own regulatory playbook and be recognised as the face of compliance for a growing digital lending platform.

"The person who enjoys it will be someone who has been waiting for the chance to own something." — Multitude hiring team

The role is particularly attractive because it sits at the intersection of RBI regulation, AML/CFT under PMLA, corporate governance, and fintech. You will not be siloed into one area. Instead, you will have end-to-end responsibility for:

• RBI compliance — from KYC Master Directions to Digital Lending Guidelines, outsourcing norms, and fair practices, including the filing of periodic returns.
• PMLA and FIU-IND obligations — acting as Principal Officer, building the AML framework, submitting STRs and CTRs, and handling sanctions/PEP screening.
• Partner oversight — monitoring Loan Service Providers, ensuring they comply with data handling, recovery, Key Fact Statement, and default loss guarantee regulations.
• Company secretarial and board governance — preparing board papers, minutes, statutory registers, MCA/ROC filings, and supporting the Designated Director.

The Rising Demand for NBFC Compliance Talent

The Indian fintech landscape has witnessed an unprecedented tightening of regulations over the past few years. The RBI's Digital Lending Guidelines, enhanced KYC norms, and stricter outsourcing requirements have transformed compliance from a back-office function into a critical business driver. NBFCs, especially those operating through Loan Service Providers like Bhawana Capital, need compliance officers who understand both the letter of the law and the practical realities of digital lending. This has created a talent shortage for professionals who can navigate the dual world of banking regulation and fintech innovation.

By joining Multitude now, you position yourself at the forefront of this regulatory evolution. You are not just learning compliance; you are shaping how a new NBFC operates in India in line with RBI expectations. The experience you gain in setting up policies, handling regulator correspondence, and building an AML program from scratch will make you an invaluable asset for any fintech, bank, or consultancy in the future.

Are You the One They Are Looking For?

Multitude has been deliberately specific about the kind of professional they need. The role demands a qualified Company Secretary (ACS) with roughly four to eight years of post-qualification experience. But years alone are not enough. They want someone who has:

• Hands-on experience in preparing and filing RBI regulatory returns, board and committee processes, and MCA/ROC filings for a regulated entity.
• Working knowledge of PMLA — even if you supported a Principal Officer earlier, that exposure matters. The role requires you to step into the Principal Officer role for FIU-IND.
• Comfort working without a team — this is a build role, not a maintenance role. If you thrive in ambiguity and can set processes from zero, you are a fit.
• Exposure to digital lending, LSP or co-lending arrangements — an advantage, but not a deal-breaker. As the posting notes, "We can teach the Directions; we cannot teach regulatory judgement."
• An AML certification such as CAMS is preferred, but if you don't hold one, Multitude will fund it and support you in obtaining it within twelve months.

This is a role for someone who has been quietly waiting for a chance to prove that they can own compliance holistically. It’s for the CS who has already mastered the technicalities and now wants the authority to design the framework, liaise directly with the RBI, and represent the company to the Group MLRO.

A Global Platform for Career Growth

Working at Multitude is not just about the Indian NBFC experience. The parent group is a listed European financial services company with operations across 25+ countries and a workforce of over 40 nationalities. This global exposure translates into several direct career benefits:

• International collaboration: You will work with leaders and compliance professionals across Europe and Asia, giving you insight into how compliance is managed in different regulatory environments.
• Learning and development: The company offers LinkedIn Learning subscriptions, structured mentorship, and internal leadership programmes (HiPo and People Leader tracks) — all designed to fast-track your growth.
• Workation programme: Work remotely from abroad for up to two months per year. Imagine setting up a compliance framework for an Indian NBFC while soaking in the culture of a European city — and still staying productive.
• Financial benefits: A share purchase matching programme, group medical insurance, and personal accident insurance. These demonstrate a long‑term commitment to employee welfare.

For a compliance professional at the mid-senior level, this role offers a rare combination of deep domestic regulatory responsibility and international career mobility. You are not just joining a company; you are building a platform for a global compliance career.

How to Position Yourself for Success

If this role resonates with you, here are actionable steps to strengthen your application:

• Craft a narrative around ownership: Highlight instances where you independently handled RBI filings, prepared board minutes, or supported an AML investigation. Show that you can run the show without hand-holding.
• Showcase your regulatory depth: Mention your familiarity with specific RBI Master Directions, the Digital Lending Guidelines, and PMLA reporting obligations. Use keywords from the job description in your CV to pass ATS filters.
• Quantify your achievements: Did you reduce compliance turnaround time? Handle inspections without any observations? Build a compliance calendar from scratch? Numbers speak louder than generic statements.
• Mention your CAMS or willingness to pursue it: Even if you don't have it, signal that you are open to getting certified—Multitude has already said they'll support you.
• Demonstrate alignment with the fintech ecosystem: If you have worked with LSPs, co-lending, or digital lending platforms, emphasise that experience. It sets you apart from traditional NBFC compliance candidates.

The application is live on LinkedIn and the company has already attracted over 200 applicants, so you'll need to act quickly and make your profile stand out. The role is based in Gurgaon, but the hybrid work model means you'll have flexibility to balance office time with remote work.

Career Trajectory After This Role

What comes after you successfully build the compliance function at Bhawana Capital? The possibilities are impressive. You could move into a Chief Compliance Officer (CCO) position at another fintech or NBFC, given your proven ability to set up a compliance framework. Alternatively, you could transition to a Group compliance role within Multitude's European operations, since you'll already be reporting to the Group MLRO. The exposure to both Indian and international regulatory landscapes makes you a strong candidate for leadership roles in banks, consulting firms, or regulatory technology startups.

Compliance is no longer a "non-revenue" function; it is the pillar that sustains a company's license to operate. By taking on this challenge early in your career, you are essentially fast-tracking yourself to the C-suite. The role is demanding, but the rewards — professional authority, global visibility, and the satisfaction of building something that lasts — are unmatched.

Frequently Asked Questions

1. What is the key difference between this role and a typical compliance officer role?

This is a greenfield role. You are not joining an existing compliance team—you are building the entire compliance function for Bhawana Capital. This includes establishing policies, setting up regulatory reporting processes, acting as the Principal Officer under PMLA, and managing board governance. It requires a blend of strategic thinking, regulatory depth, and the ability to work autonomously.

2. Is the CAMS certification mandatory?

No, it is preferred but not mandatory. Multitude explicitly states that if you do not hold an AML certification such as CAMS, they will fund it and support you in obtaining it within twelve months of joining. What they cannot teach is regulatory judgement—so your experience and practical knowledge matter more than a certification.

3. What is the office location and work arrangement?

The role is based in Gurgaon, Haryana, India. Multitude offers hybrid and flexible working policies, so you can expect a mix of office and remote days. Additionally, the company has a Workation programme that allows employees to work remotely from abroad for up to two months per year.

4. Can a lawyer without the ACS qualification apply?

The job posting specifically seeks a qualified Company Secretary (ACS). That is a mandatory requirement because the role encompasses company secretarial functions, board processes, and MCA filings, which are core CS responsibilities. While a law degree is an asset, the employer has explicitly framed the requirement around ACS qualification, so it is unlikely that non-CS applicants will be considered.