Compliance officer - PMS / AIF / AMC

Yubi Markets; Mumbai; On-site; INR 1,800,000 - 2,800,000; Full time

Job summary

Yubi seeks a Compliance Officer to develop and implement a robust compliance framework aligned with financial regulations and industry standards. You will conduct risk assessments, oversee AML/KYC programs, and ensure adherence to data privacy and cybersecurity regulations while collaborating with product teams to embed controls in fintech solutions.

You will lead a team, provide training across functions, monitor regulatory changes, and represent the company in audits and examinations,

Qualifications

• Bachelor’s degree in Law, Finance, Business Admin or related field.
• CS qualification or relevant compliance certifications (e.g., NISM) highly preferred.
• Extensive knowledge of financial regulations and risk management in fintech.

Responsibilities

• Develop and implement a robust compliance framework aligned with regulations and industry standards.
• Conduct risk assessments to identify and mitigate compliance risks for fintech products and services.
• Oversee AML/KYC programs and ensure ongoing monitoring.
• Ensure compliance with data privacy, cybersecurity, and consumer protection regulations.
• Collaborate with product teams to embed compliance controls in fintech solutions.
• Provide compliance training and guidance across functions.
• Monitor regulatory changes and adapt strategies accordingly.
• Represent the company in regulatory examinations, audits, and investigations.
• Maintain relationships with regulatory bodies and industry associations.
• Lead the compliance team and promote ethical conduct and adherence.

Skills

AML/KYC

Regulatory know‑how

Leadership

Cross-functional collaboration

Data privacy

Education

Bachelor’s degree in Law/Finance/Business Admin

CS certification (preferred)

Job description

Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it.

In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million.

In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place.

Job Title : Compliance officer

• Develop and implement a robust compliance framework aligned with applicable financial regulations and industry standards.
• Conduct risk assessments to identify and mitigate compliance risks associated with fintech products and services.
• Oversee the implementation and monitoring of anti-money laundering (AML) and know-your-customer (KYC) programs.
• Ensure compliance with data privacy laws, cybersecurity regulations, and consumer protection regulations.
• Collaborate with product development teams to embed compliance controls in fintech solutions.
• Provide compliance training and guidance to employees across various business functions.
• Monitor regulatory changes and updates relevant to the fintech industry, and adapt compliance strategies accordingly.
• Represent the company in regulatory examinations, audits, and investigations.
• Establish and maintain relationships with regulatory bodies and industry associations.
• Lead the compliance team and promote a culture of ethical conduct and regulatory adherence.

Requirements

• Bachelor's degree in Law/ Finance/ Business Administration, or a related field. A Company Secretary (CS) qualification or relevant compliance certifications (e.g., NISM certifications for Mutual Funds and PMS) are highly preferred.
• Proven experience in a compliance role within the Indian financial services sector, with specific exposure to: Mutual Fund distribution regulations (SEBI (Mutual Funds) Regulations, AMFI guidelines). Portfolio Management Services (PMS) regulations (SEBI (Portfolio Managers) Regulations). Regulations pertaining to equity, bond markets and knowledge in companies act. Insurance regulations (e.g., IRDAI (Protection of Policyholders' Interests) Regulations, IRDAI (Licensing of Insurance Agents) Regulations, and other relevant IRDAI guidelines).
• Extensive knowledge of financial regulations, compliance programs, and risk management in the fintech industry.
• Technical understanding of fintech products, services, and emerging technologies, along with their compliance implications.
• Strong leadership and management skills to lead and collaborate with cross-functional teams and stakeholders.
• In-depth expertise in relevant regulations, industry standards, and ability to adapt to regulatory changes.