About Commercial Banking Group
The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc.
Roles and Responsibilities
- Primary responsibility: Get customers for the bank and explore new business opportunities.
- Manage a team of executives responsible for selling loan products to the customers based on their needs.
- Ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction.
- Ensure achievement of the Top line Business Targets by sourcing business through channel teams (ASL, DSA), building and nurturing relationships with the bank branches and by cross‑selling other products.
- Conduct sales promotion activities through DSA and Sales Executives in open market and improve relationships through expos and events, various activities etc.
- Responsible for launching new products in market.
- Ensure key customer satisfaction through customer service of the highest quality.
- Handle all end to end activities related to the product i.e. from Login to Disbursement.
- Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows.
- Responsible for acquisition of channel partners for sourcing products – Connectors, DSAs etc.
- Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients.
- Prevent/minimise the fraudulent/risky proposals entry into the system.
- Provide timely feedback to central team for improvements in product features and processes.
- Conduct training for Sales executives and Direct Selling Agents (DSA) on selling/product.
- Create a performance‑oriented environment through effective team management, leading to high employee motivation and productivity.
Qualifications
- Graduation/Post‑Graduation from a recognised institute.
- Good communication (both verbal and written) skill in both English and the local language.
- Excellent lead generation and conversion skill.
- Ability to handle pressure and meet deadlines.
- High sales orientation to meet the sales targets consistently.
- Ability to manage complex client situations.
- Ability to coach and mentor others.
- Ability to manage risk and uncertainty for self and team within a dynamic priority‑setting environment.